5132 Summerhill Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5132 Summerhill Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,447 sqft · built 1989
Lot Size	0.462 acres (20,126 sqft)
Owner	2 Individual Names on File
Last Sale	$196,500 (Mar 1989)
Tax Bill	$4,289 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Jul 2017 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158-511-57-00`

Property Details

APN / Parcel Number

Primary APN	`158-511-57-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,447 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	20,126 sqft (0.462 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5132 SUMMERHILL DR
City	OCEANSIDE
State	CA
Zip	92057-6925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 380 TR 011952
Legal Subdivision	MISSION SANTA FE
Legal Tract	011952
Legal Block	2
Legal Lot Number	380
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18525

Owner

5132 Summerhill Dr is owned and occupied by two individuals who bought it in March 1989.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5132 SUMMERHILL DR, OCEANSIDE, CA 92057-6925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Jul 24, 2017	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Jul 19, 2017	Deed of Trust, Mortgage · FHA Mortgage LONGBRIDGE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 1989 · Amount on File
Deed Sale	Mar 1, 1989 · Amount on File
Deed Document Number	1989106076
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5132 SUMMERHILL DR, OCEANSIDE, CA 92057-6925
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	FC TITLE, FNC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5132 SUMMERHILL DR, OCEANSIDE, CA 92057-6925

Mortgage

Document Number	0000103446
Date	Mar 8, 2022
Instrument	2022-0103446

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.67%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.67%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5132 SUMMERHILL DR, OCEANSIDE, CA 92057-6925
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	TICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000332442
Date	Jul 24, 2017
Instrument	2017-0332442

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.61%
Type Change Date	Aug 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5132 SUMMERHILL DR, OCEANSIDE, CA 92057-6925
Document Number	0000332443
Instrument Date	Jul 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5132 SUMMERHILL DR OCEANSIDE CA 920576925, OCEANSIDE, CA 92057-6925

Mortgage

Document Number	0000332443
Date	Jul 24, 2017
Instrument	332443

Lender

Name	LONGBRIDGE FIN'L
Address	MAHWAH, NJ 07495

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.61%

Tax Assessment & Valuation

The 2025 property tax bill for 5132 Summerhill Dr was $4,289 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$376,075 (+2%) Land $71,531 Building $304,544
2025	$4,289.00 Homeowner's exemption	$368,702 Land $70,129 Building $298,573
2023	$3,963.00 (+0.2%) Homeowner's exemption	$354,386 Land $67,406 Building $286,980
2022	$3,955.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5132 Summerhill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5132 Summerhill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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