5162 Summerhill Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5162 Summerhill Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,941 sqft · built 1989
Lot Size	0.285 acres (12,406 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jun 1999)
Tax Bill	$4,110 (2025)
Deeds & Mortgages	Sep 2023 Reverse Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158-511-60-00`

Property Details

APN / Parcel Number

Primary APN	`158-511-60-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,941 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	12,406 sqft (0.285 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5162 SUMMERHILL DR
City	OCEANSIDE
State	CA
Zip	92057-6925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 383 TR 011952
Legal Subdivision	MISSION SANTA FE
Legal Tract	011952
Legal Block	2
Legal Lot Number	383
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18525

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5162 SUMMERHILL DR, OCEANSIDE, CA 92057-6925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage ANCHOR FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 1999 · Amount on Record
Deed Sale	Jun 15, 1999 · Amount on Record
Prior Sale	Mar 3, 1989 · Amount on Record
Deed Document Number	1999420133
Prior Transfer Date	Apr 15, 1997
Prior Transfer Doc	0000176625
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5162 SUMMERHILL DR, OCEANSIDE, CA 92057-6925
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5162 SUMMERHILL DR, OCEANSIDE, CA 92057-6925

Mortgage

Document Number	0000256289
Date	Sep 21, 2023
Instrument	2023-0256289

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	954 Months
Due	Mar 6, 2103

Interest

Rate Type	Adjustable Rate
Rate	7.43%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.4%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5162 SUMMERHILL DR, OCEANSIDE, CA 92057-6925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000610071
Date	Dec 27, 2019
Instrument	2019-0610071

Lender

Name	ANCHOR FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$359,763 (+2%) Land $103,924 Building $255,839
2025	$4,110.00 (+8.21%) Homeowner's exemption	$352,710 (+4.04%) Land $101,887 Building $250,823
2023	$3,798.00 (+0.21%) Homeowner's exemption	$339,016 Land $97,932 Building $241,084
2022	$3,790.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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