5087 Summerhill Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5087 Summerhill Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,447 sqft · built 1989
Lot Size0.241 acres (10,491 sqft)
Owner2 Individual Names on Record
Last Sale$393,500 (Nov 2012)
Tax Bill$5,651 (2025)
Deeds & MortgagesAug 2022 Transfer
Jun 2022 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN158-511-46-00

Property Details

APN / Parcel Number

Primary APN158-511-46-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,447 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area10,491 sqft (0.241 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5087 SUMMERHILL DR
CityOCEANSIDE
StateCA
Zip92057-6922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 369 TR 011952
Legal SubdivisionMISSION SANTA FE
Legal Tract011952
Legal Block1
Legal Lot Number369
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1007
Census Tract18525

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5087 SUMMERHILL DR, OCEANSIDE, CA 92057-6922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2022Intrafamily Transfer, Transfer
Jun 10, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SCHOOLSFIRST FCU
Oct 10, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SCHOOLSFIRST FCU
Oct 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2012 · Amount on Record
Deed SaleNov 1, 2012 · Amount on Record
Prior SaleJul 30, 2009 · Amount on Record
Deed Document Number2012679203
Last Transfer DateJul 28, 2022
Transfer Doc0000312446
Record UpdatedSep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 1, 2022
Property Address5087 SUMMERHILL DR, OCEANSIDE, CA 92057-6922
Document Number0000312446
Map ReferenceMAP 11952
Instrument DateJul 28, 2022
Instrument2022-0312446
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5087 SUMMERHILL DR, OCEANSIDE, CA 92057-6922

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5087 SUMMERHILL DR, OCEANSIDE, CA 92057-6922
Transaction TypeMortgage
Record UpdatedJun 22, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5087 SUMMERHILL DR, OCEANSIDE, CA 92057-6922

Mortgage

Document Number0000243864
DateJun 10, 2022
Instrument2022-0243864
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term300 Months
DueJun 9, 2047

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5087 SUMMERHILL DR, OCEANSIDE, CA 92057-6922
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000419592
DateOct 10, 2018
Instrument2018-0419592
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueNov 1, 2028

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5087 SUMMERHILL DR, OCEANSIDE, CA 92057-6922
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5087 SUMMERHILL DR, OCEANSIDE, CA 92057-6922

Mortgage

Document Number0000590319
DateOct 1, 2020
Instrument2020-0590319
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$494,244 (+2%) Land $207,460 Building $286,784
2025$5,651.00 (+8.26%)$484,554 (+4.04%) Land $203,393 Building $281,161
2023$5,220.00 (+0.17%)$465,741 Land $195,496 Building $270,245
2022$5,211.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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