5131 Piazza Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5131 Piazza Loop, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2015
Square Footage	1,894 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$100 (2020)
Tax Bill	$3,298.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`17-25-31-3241-0001-0310`
Alternative APN	`253117324100010310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,894 sqft Living Area
Gross Area	2,606 sqft Gross Area
1st Floor	1,894 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	122 ft x 64 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	682 sqft Garage
Porch Area	30 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5131 PIAZZA LOOP
City	SAINT CLOUD
State	FL
Zip	34771-8011
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	AVELLINO PB 22 PG 153-155 LOT 31 & BEG AT NE COR OF BLK 138 LOT 1, NEW TOWN OF NARCOOSSEE PB 1 PGS 71-72, SAID PT BEING ON THE WLY R/W LINE OF 11TH AVE, N00-06-20E 35 FT TO C/L OF WATERS ST, S89-46-27E 35 FT TO C/L OF 11TH AVE, S00-06-20W 35 FT, N89-
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	AVELLINO
Legal Tract	3241
Legal Block	138
Legal Lot Number	31
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1018
Census Tract	43700

Owner

Source: Osceola County records · APN 17-25-31-3241-0001-0310

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5131 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	Nov 18, 2015 · Amount on Record
Deed Doc Number	2020169830
Deed Book / Page	5851 / 998
Record Refreshed	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5131 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011
Transaction Type	Mortgage
Record Updated	Aug 01, 2022
Title Company	NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5131 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011

Mortgage

Document Number	0061451801
Date	Feb 08, 2022
Book Page	6145/1801
Instrument	2022020793

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2037

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,476.00 (+5.4%) Homeowner's exemption	$240,317 (+6.11%)	$344,100 (+10.86%) Land $75,600 Building $268,500
2024	$3,298.00 (+2.33%)
2023	$3,223.00 (+4.37%) Homeowner's exemption	$226,470 (+3%)	$310,400 (+16.69%) Land $70,200 Building $240,200
2022	$3,088.00 Homeowner's exemption	$219,874	$266,000 Land $61,600 Building $204,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 36% of Florida
Wildfire Likelihood	About 1 in 556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.