Osceola County property record for 5127 Piazza Loop, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2014 |
| Square Footage | 3,757 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $669,900 (2023) |
| Tax Bill | $7,131.00 (2024) |
| Primary APN | 17-25-31-3241-0001-0330 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,757 sqft Living Area |
| Gross Area | 4,342 sqft Gross Area |
| 1st Floor | 1,706 sqft 1st Floor |
| Upper Floors | 2,051 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,068 sqft (0.3 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Patio Area | 576 sqft Patio |
| Porch Area | 144 sqft Porch |
| Gazebo | 144 sqft Gazebo |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5127 PIAZZA LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8011 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AVELLINO PB 22 PG 153-155 LOT 33 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | AVELLINO |
| Legal Tract | 3241 |
| Legal Block | 330 |
| Legal Lot Number | 33 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 43700 |
Source: Osceola County records · APN 17-25-31-3241-0001-0330
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5127 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Sep 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 05, 2021 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 28, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2023 · Amount on Record |
| Deed Sale | Sep 26, 2023 · Amount on Record |
| Prior Sale | Oct 05, 2021 · Amount on Record |
| Deed Doc Number | 2023126013 |
| Deed Book / Page | 6479 / 1092 |
| Prior Transfer Date | Feb 28, 2020 |
| Prior Transfer Doc | 0056822221 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 26, 2023 |
| Property Address | 5127 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011 |
| Document Number | 0064791092 |
| Book / Page | 6479 / 1092 |
| Map Reference | MB 22 PG 153-155 |
| Instrument Date | Sep 07, 2023 |
| Instrument | 2023126013 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | NOT AVAILABLE, TRADITIONS T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,689.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 806 N ROSE AVE, KISSIMMEE, FL 34741-4944 |
| Name | Verified Name |
|---|---|
| Address | 5127 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011 |
| Document Number | 0064791094 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 6479/1094 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 05, 2021 |
| Property Address | 5127 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011 |
| Document Number | 0060581120 |
| Book / Page | 6058 / 1120 |
| Map Reference | MB 22 PG 153-155 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021154208 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,053.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5127 PIAZZA LOOP, 5127, SAINT CLOUD, FL 34771-8011 |
| Name | Verified Name |
|---|---|
| Address | 5127 PLAZZA LOOP, SAINT CLOUD, FL 34771 |
| Document Number | 60581122 |
|---|---|
| Date | Oct 05, 2021 |
| Instrument | 6058/1122 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 28, 2020 |
| Property Address | 5127 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011 |
| Document Number | 0056822221 |
| Book / Page | 005682 / 002221 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 29332 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5127 PIAZZA LOOP ST CLOUD FL 347718011, ST CLOUD, FL 34771-8011 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,320.00 (+2.65%) | $517,800 (+26.74%) Land $77,000 Building $440,800 | $517,800 (+11.24%) Land $77,000 Building $440,800 |
| 2024 | $7,131.00 (+23.67%) | ||
| 2023 | $5,766.00 (+5.01%) Homeowner's exemption | $408,554 (+4.28%) | $465,500 (+18.81%) Land $71,500 Building $394,000 |
| 2022 | $5,491.00 Homeowner's exemption | $391,800 Land $62,700 Building $329,100 | $391,800 Land $62,700 Building $329,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 556 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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