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5129 Piazza Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5129 Piazza Loop, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2014
Square Footage1,983 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$900 (2020)
Tax Bill$3,245.00 (2024)

Property Details

APN / Parcel Number

Primary APN17-25-31-3241-0001-0320
Alternative APN
  • 253117324100010320

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,983 sqft Living Area
Gross Area2,748 sqft Gross Area
1st Floor1,983 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5129 PIAZZA LOOP
CitySAINT CLOUD
StateFL
Zip34771-8011
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAVELLINO PB 22 PG 153-155 LOT 32
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionAVELLINO
Legal Tract3241
Legal Block320
Legal Lot Number32
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 17-25-31-3241-0001-0320

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5129 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
May 25, 2022Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
LIBERTY HOME MORTGAGE CORP
Jul 22, 2019Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
PHH MTG SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2020 · Amount on Record
Deed SaleJun 29, 2020 · Amount on Record
Prior SaleOct 24, 2014 · Amount on Record
Deed Doc Number202083372
Deed Book / Page5745 / 1414
Last Transfer DateMay 14, 2022
Transfer Doc0062210032
Record RefreshedJun 08, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMay 25, 2022
Property Address5129 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011
Document Number0062210032
Book / Page6221 / 32
Map ReferenceMB 22 PG 153-155
Instrument DateMay 18, 2022
Instrument2022082729
Transaction TypeTransfer
Record UpdatedJun 15, 2022
Title CompanyBCHH INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5129 PLAZZA LOOP, 5129, SAINT CLOUD, FL 34771

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address5129 PLAZZA LOOP, SAINT CLOUD, FL 34771

Mortgage

Document Number0000622134
DateMay 25, 2022
Instrument6221/34
Lender
NameLIBERTY HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address5129 PIAZZA LOOP, SAINT CLOUD, FL 34771-8011
Document Number0055801803
Instrument DateJul 22, 2019
Transaction TypeMortgage
Record UpdatedSep 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5129 PIAZZA LOOP ST CLOUD FL 347718011, ST CLOUD, FL 34771-8011

Mortgage

Document Number0055801803
DateAug 28, 2019
Book Page005580/001803
Instrument111582
Lender
NamePHH MTG SVCS
TypeMortgage Company
AddressWEST PALM BEACH, FL 33416-9838
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2049
Interest
Rate4.75%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,421.00 (+5.42%) Homeowner's exemption$236,384 (+5.99%)$342,600 (+11.09%) Land $75,600 Building $267,000
2024$3,245.00 (+2.2%)
2023$3,175.00 (+4.41%) Homeowner's exemption$223,033 (+3%)$308,400 (+16.82%) Land $70,200 Building $238,200
2022$3,041.00 Homeowner's exemption$216,537$264,000 Land $61,600 Building $202,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskModerate
above 62% of the US · above 36% of Florida
Wildfire LikelihoodAbout 1 in 556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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