5131 Jones Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5131 Jones Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Townhouse
Details	4 bd · 4 ba · 1,946 sqft · built 2020
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Dec 2022)
Tax Bill	$712 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Dec 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`202531505100011220`

Property Details

APN / Parcel Number

Primary APN	`202531505100011220`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,946 sqft Heated Area
Gross Area	2,740 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Finished
Porch	Open Porch
Patio Area	323 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5131 JONES RD
City	SAINT CLOUD
State	FL
Zip	34771-9543
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	STONEWOOD ESTATES PB 24 PGS 143-148 LOT 122
Legal Range	31E
Legal Township	25S
Legal Section	20
Legal Subdivision	STONEWOOD ESTATES
Legal Tract	5051
Legal Lot Number	122
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3070
Census Tract	43700

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5131 JONES RD, SAINT CLOUD, FL 34771-9543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2024	Deed of Trust, Mortgage · VA Mortgage REACH HOME LOANS LLC
Dec 22, 2022	Warranty Deed, Transfer · VA Mortgage REACH HOME LOANS LLC
Mar 23, 2021	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage BROKER SOLUTIONS INC
Mar 13, 2020	Grant Deed, Transfer NOT AVAILABLE
May 30, 2019	Grant Deed, Construction Loan · Construction Mortgage LEGION CAP CORP
Jun 20, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2022 · Amount on Record
Deed Sale	Dec 22, 2022 · Amount on Record
Prior Sale	Mar 23, 2021 · Amount on Record
Deed Document Number	2022183510
Deed Book / Page	6334 / 1779
Record Updated	Jun 8, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5131 JONES RD, SAINT CLOUD, FL 34771-9543
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1512 E 12TH AVE 141, 141, TAMPA, FL 33605-3528
Investor	Possibly a Property Investor

Mortgage

Document Number	0066922714
Date	Nov 8, 2024
Book Page	6692/2714
Instrument	2024142134

Lender

Name	REACH HOME LOANS LLC
Type	Mortgage Company
Address	BOCA RATON, FL 33432

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 22, 2022
Property Address	5131 JONES RD, SAINT CLOUD, FL 34771-9543
Document Number	0063341779
Book / Page	6334 / 1779
Map Reference	MB 24 PG 143-148
Instrument Date	Dec 16, 2022
Instrument	2022183510
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14419 HUNTCLIFF PARK WAY, ORLANDO, FL 32824-5675

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5131 JONES RD, SAINT CLOUD, FL 34771-9543
Investor	Possibly a Property Investor

Mortgage

Document Number	0063341783
Date	Dec 22, 2022
Instrument	6334/1783

Lender

Name	REACH HOME LOANS LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 23, 2021
Property Address	5131 JONES RD, SAINT CLOUD, FL 34771-9543
Document Number	0059182413
Book / Page	5918 / 2413
Map Reference	MB 24 PG 143-148
Instrument Date	Mar 22, 2021
Instrument	2021043320
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,999.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6900 TAVISTOCK LAKES BOULEVARD STE 200, 200, ORLANDO, FL 32827-7591

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5131 JONES RD, SAINT CLOUD, FL 34771-9543

Mortgage

Document Number	0059182415
Date	Mar 23, 2021
Instrument	5918/2415

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 13, 2020
Property Address	5131 JONES RD, SAINT CLOUD, FL 34771-9543
Document Number	0056911775
Book / Page	005691 / 001775
Instrument Date	Mar 10, 2020
Instrument	36679
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6900 TAVISTOCK LAKES BLVD #200 ORLANDO FL 328277591, 200, ORLANDO, FL 32827-7591
Investor	Possibly a Property Investor

May 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 30, 2019
Property Address	5131 JONES RD, SAINT CLOUD, FL 34771-9543
Document Number	0055320398
Book / Page	005532 / 000398
Instrument Date	Apr 18, 2019
Instrument	69356
Transaction Type	Construction Loan
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5131 JONES RD ST CLOUD FL 347719543, ST CLOUD, FL 34771-9543

Mortgage

Document Number	55320398
Date	May 30, 2019
Book Page	005532/000398
Instrument	69356

Lender

Name	LEGION CAP CORP
Address	301 E PINE ST # 850, ORLANDO, FL 32801-2737

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 29, 2020

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 20, 2017
Property Address	5131 JONES RD, SAINT CLOUD, FL 34771-9543
Document Number	0051661435
Book / Page	005166 / 001435
Instrument Date	Jun 15, 2017
Instrument	89341
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,302.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1950 E IRLO BRONSON MEMORIAL HWY #H KISSIMMEE FL 347445394, H, KISSIMMEE, FL 34744-5394

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (-84.04%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$285,400 (-10.84%) Land $45,000 Building $240,400	$285,400 (-10.84%) Land $45,000 Building $240,400
2023	$4,461.00 (+19.47%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$320,100 (+20.29%) Land $14,900 Building $305,200	$320,100 (+20.29%) Land $14,900 Building $305,200
2022	$3,734.00 Homeowner's exemption	$266,100 Land $14,900 Building $251,200	$266,100 Land $14,900 Building $251,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

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