Osceola County property record for 5139 Jones Rd, Saint Cloud, FL 34771
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 4 ba · 1,946 sqft · built 2019 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Dec 2024) |
| Tax Bill | $4,066 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2024 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 202531505100011260 |
| Primary APN | 202531505100011260 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,946 sqft Heated Area |
| Gross Area | 2,740 sqft |
| 1st Floor Area | 992 sqft |
| Upper Floors Area | 954 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Finished |
| Garage Area | 512 sqft |
| Porch | Open Porch |
| Porch Area | 282 sqft |
| Patio Area | 323 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 5139 JONES RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9543 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | STONEWOOD ESTATES PB 24 PGS 143-148 LOT 126 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | STONEWOOD ESTATES |
| Legal Tract | 5051 |
| Legal Lot Number | 126 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3070 |
| Census Tract | 43700 |
Source: Osceola County records · APN 202531505100011260
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5139 JONES RD, SAINT CLOUD, FL 34771-9543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANKERS MORTGAGE LENDING INC |
| Oct 24, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 05, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 31, 2024 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 04, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Mar 07, 2017 | Grant Deed, Construction Loan ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2024 · Amount on Record |
| Deed Sale | Dec 31, 2024 · Amount on Record |
| Prior Sale | Jun 04, 2019 · Amount on Record |
| Deed Document Number | 2024163753 |
| Deed Book / Page | 6718 / 364 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5139 JONES RD, SAINT CLOUD, FL 34771-9543 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | TITLE MATTERS LLC |
| Name | Verified Name |
|---|---|
| Address | 5189 JONES RD, SAINT CLOUD, FL 34771 |
| Document Number | 0059940674 |
|---|---|
| Date | Jul 01, 2021 |
| Book Page | 5994/674 |
| Instrument | 2021103410 |
| Name | BANKERS MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5139 JONES RD, SAINT CLOUD, FL 34771-9543 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5139 JONES RD, SAINT CLOUD, FL 34771-9543 |
| Document Number | 0066831911 |
|---|---|
| Date | Oct 24, 2024 |
| Book Page | 6683/1911 |
| Instrument | 2024135240 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5139 JONES RD, SAINT CLOUD, FL 34771-9543 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5139 JONES RD, SAINT CLOUD, FL 34771-9543 |
| Document Number | 0068452323 |
|---|---|
| Date | Sep 05, 2025 |
| Book Page | 6845/2323 |
| Instrument | 2025111124 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 31, 2024 |
| Property Address | 5139 JONES RD, SAINT CLOUD, FL 34771-9543 |
| Document Number | 0067180364 |
| Book / Page | 6718 / 364 |
| Map Reference | MB 24 PG 143-148 |
| Instrument Date | Dec 20, 2024 |
| Instrument | 2024163753 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | UNKNOWN, CITRUS CLOSING GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2034 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441 |
| Name | Verified Name |
|---|---|
| Address | 5139 JONES RD, SAINT CLOUD, FL 34771-9543 |
| Document Number | 2024163754 |
|---|---|
| Date | Dec 31, 2024 |
| Instrument | 2024163754 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 04, 2019 |
| Property Address | 5139 JONES RD, SAINT CLOUD, FL 34771-9543 |
| Document Number | 0055342060 |
| Book / Page | 5534 / 2060 |
| Map Reference | MB 24 PG 143-148 |
| Instrument Date | May 31, 2019 |
| Instrument | 2019071341 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,850.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1950 E LRLO BRONSON MEMORIAL HWY, 1950, KISSIMMEE, FL 34744 |
| Name | Verified Name |
|---|---|
| Address | 5139 JONES RD, SAINT CLOUD, FL 34771-9543 |
| Document Number | 0055342061 |
|---|---|
| Date | Jun 04, 2019 |
| Instrument | 5534/2061 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 07, 2017 |
| Property Address | 5139 JONES RD, SAINT CLOUD, FL 34771-9543 |
| Document Number | 0051130540 |
| Book / Page | 005113 / 000540 |
| Instrument Date | Mar 03, 2017 |
| Instrument | 35950 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,302.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1950 E IRLO BRONSON MEMORIAL HWY #H KISSIMMEE FL 347445394, H, KISSIMMEE, FL 34744-5394 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,066.00 (+8.75%) Homeowner's exemption | $282,900 (+6.54%) Land $45,000 Building $237,900 | $282,900 (-1.8%) Land $45,000 Building $237,900 |
| 2024 | $3,739.00 (+2.13%) Homeowner's exemption | $265,531 (+3%) | $288,100 (-9.09%) Land $45,000 Building $243,100 |
| 2023 | $3,661.00 (+4.21%) Homeowner's exemption | $257,798 (+3%) | $316,900 (+20.22%) Land $14,900 Building $302,000 |
| 2022 | $3,513.00 Homeowner's exemption | $250,290 | $263,600 Land $14,900 Building $248,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 70 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 155 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3494429, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures