5125 Jones Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5125 Jones Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Townhouse
Details	4 bd · 4 ba · 1,831 sqft · built 2020
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$291,309 (Mar 2021)
Tax Bill	$4,115 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`202531505100011190`

Property Details

APN / Parcel Number

Primary APN	`202531505100011190`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,831 sqft Heated Area
Gross Area	2,578 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Finished
Porch	Open Porch
Patio Area	323 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5125 JONES RD
City	SAINT CLOUD
State	FL
Zip	34771-9543
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	STONEWOOD ESTATES PB 24 PGS 143-148 LOT 119
Legal Range	31E
Legal Township	25S
Legal Section	20
Legal Subdivision	STONEWOOD ESTATES
Legal Tract	5051
Legal Lot Number	119
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3070
Census Tract	43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5125 JONES RD, SAINT CLOUD, FL 34771-9543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 13, 2020	Grant Deed, Transfer NOT AVAILABLE
May 30, 2019	Trustee's Deed, Construction Loan · Construction Mortgage LEGION CAP CORP
Jun 20, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Jun 20, 2017 · Amount on Record
Deed Document Number	2021029004
Deed Book / Page	5900 / 793
Record Updated	Jun 8, 2026

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 1, 2021
Property Address	5125 JONES RD, SAINT CLOUD, FL 34771-9543
Document Number	0059000793
Book / Page	5900 / 793
Map Reference	MB 24 PG 143-148
Instrument Date	Feb 25, 2021
Instrument	2021029004
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,039.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6900 TAVISTOCK LAKES BOULEVARD STE 200, 200, ORLANDO, FL 32827-7591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5125 JONES RD, SAINT CLOUD, FL 34771-9543

Mortgage

Document Number	0005900795
Date	Mar 1, 2021
Instrument	5900/795

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 13, 2020
Property Address	5125 JONES RD, SAINT CLOUD, FL 34771-9543
Document Number	0056911775
Book / Page	005691 / 001775
Instrument Date	Mar 10, 2020
Instrument	36679
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6900 TAVISTOCK LAKES BLVD #200 ORLANDO FL 328277591, 200, ORLANDO, FL 32827-7591
Investor	Possibly a Property Investor

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 30, 2019
Property Address	5125 JONES RD, SAINT CLOUD, FL 34771-9543
Document Number	0055320398
Book / Page	005532 / 000398
Instrument Date	Apr 18, 2019
Instrument	69356
Transaction Type	Construction Loan
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5125 JONES RD ST CLOUD FL 347719543, ST CLOUD, FL 34771-9543

Mortgage

Document Number	55320398
Date	May 30, 2019
Book Page	005532/000398
Instrument	69356

Lender

Name	LEGION CAP CORP
Address	301 E PINE ST # 850, ORLANDO, FL 32801-2737

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 29, 2020

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 20, 2017
Property Address	5125 JONES RD, SAINT CLOUD, FL 34771-9543
Document Number	0051661435
Book / Page	005166 / 001435
Instrument Date	Jun 15, 2017
Instrument	89341
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,302.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1950 E IRLO BRONSON MEMORIAL HWY #H KISSIMMEE FL 347445394, H, KISSIMMEE, FL 34744-5394

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,115.00 (+5.4%) Homeowner's exemption	$286,500 (+4.1%) Land $45,000 Building $241,500	$286,500 (-10.89%) Land $45,000 Building $241,500
2023	$3,904.00 (+4.13%) Homeowner's exemption	$275,216 (+3%)	$321,500 (+20.32%) Land $14,900 Building $306,600
2022	$3,749.00 Homeowner's exemption	$267,200 Land $14,900 Building $252,300	$267,200 Land $14,900 Building $252,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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