5130 Rosebay Ter, Jacksonville, FL 32207 Property Records

Duval County property record for 5130 Rosebay Ter, Jacksonville, FL 32207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,033 sqft · built 1959
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on File
Last Sale	$61,500 (Apr 2006)
Tax Bill	$1,733 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127050-0000`

Property Details

APN / Parcel Number

Primary APN	`127050-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,033 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	1,356 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,714 sqft (0.223 acres)
Lot Dimensions	110 ft deep x 78 ft wide
Garage Type	Carport
Garage Area	75 sqft
Carport	Carport
Carport Area	75 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	112 sqft
Patio Area	75 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5130 ROSEBAY TER
City	JACKSONVILLE
State	FL
Zip	32207-7042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	27-43 32-2S-27E SOUTH PINES 2 LOT 6 BLK 4
Legal Range	27E
Legal Township	02S
Legal Section	32
Legal Subdivision	SOUTH PINES UNIT 02
Legal Block	4
Legal Lot Number	6
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	2
Census Block	2004
Census Tract	16102

Owner

5130 Rosebay Ter is owned and occupied by an individual who bought it in April 2006.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	5130 ROSEBAY TER, JACKSONVILLE, FL 32207-7042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2006 · Amount on File
Deed Sale	Apr 4, 2006 · Amount on File
Prior Sale	Mar 12, 2004 · Amount on File
Deed Document Number	2006115829
Deed Book / Page	13172 / 1765
Prior Transfer Date	Mar 21, 2006
Prior Transfer Doc	0131721765
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	5130 ROSEBAY TER, JACKSONVILLE, FL 32207-7042
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5130 ROSEBAY TER, JACKSONVILLE, FL 32207-7042

Mortgage

Document Number	0194250134
Date	Oct 25, 2020
Book Page	19425/134
Instrument	2020236970

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5130 Rosebay Ter was $1,733 with a homeowner's exemption, up 14.2% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,764 (+2.7%)	$236,231 (-2.2%) Land $86,585 Building $149,646
2025	$1,733.00 (+14.16%) Homeowner's exemption	$117,590	$241,537 Land $95,000 Building $146,537
2024	$1,518.00 (+4.12%)
2023	$1,458.00 (+13.02%) Homeowner's exemption	$110,501 (+4.94%)	$221,116 (+4.07%) Land $80,000 Building $141,116
2022	$1,290.00 Homeowner's exemption	$105,304	$212,459 Land $80,000 Building $132,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5130 Rosebay Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5130 Rosebay Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20