5156 Rosebay Ter, Jacksonville, FL 32207 Property Records

Duval County property record for 5156 Rosebay Ter, Jacksonville, FL 32207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,734 sqft · built 1960
Lot Size	0.196 acres (8,540 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Oct 2025)
Tax Bill	$1,692 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127046-0000`

Property Details

APN / Parcel Number

Primary APN	`127046-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,734 sqft Living Area
Gross Area	2,419 sqft
1st Floor Area	1,734 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,540 sqft (0.196 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	575 sqft
Carport	Carport
Carport Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	368 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5156 ROSEBAY TER
City	JACKSONVILLE
State	FL
Zip	32207-7042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	27-43 32-2S-27E SOUTH PINES 2 LOT 2 BLK 4
Legal Range	27E
Legal Township	02S
Legal Section	32
Legal Subdivision	SOUTH PINES UNIT 02
Legal Block	4
Legal Lot Number	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	2
Census Block	2004
Census Tract	16102

Owner

5156 Rosebay Ter is owned and occupied by two individuals who bought it in October 2025.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5156 ROSEBAY TER, JACKSONVILLE, FL 32207-7042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2025 · Amount on File
Deed Sale	Oct 17, 2025 · Amount on File
Prior Sale	Feb 20, 2001 · Amount on File
Deed Document Number	2025241551
Deed Book / Page	21658 / 1201
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 17, 2025
Property Address	5156 ROSEBAY TER, JACKSONVILLE, FL 32207-7042
Document Number	0216581201
Book / Page	21658 / 1201
Map Reference	MB 27 PG 43
Instrument Date	Oct 14, 2025
Instrument	2025241551
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 E SOUTH ST, MARTINSBURG, WV 25401-4115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5156 ROSEBAY TER, JACKSONVILLE, FL 32207-7042

Mortgage

Document Number	0216581203
Date	Oct 17, 2025
Instrument	21658/1203

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 5156 Rosebay Ter was $1,692, up 14.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,068 (+82.21%)	$233,323 (-2.2%) Land $89,471 Building $143,852
2025	$1,692.00 (+14.48%) Homeowner's exemption	$115,287 (+2.9%)	$238,562 (+12.62%) Land $95,000 Building $143,562
2024	$1,478.00 (+3.57%) Homeowner's exemption	$112,038 (+3%)	$211,828 (-2.89%) Land $80,000 Building $131,828
2023	$1,427.00 (+10.19%) Homeowner's exemption	$108,775 (+3%)	$218,137 (+3.29%) Land $80,000 Building $138,137
2022	$1,295.00 Homeowner's exemption	$105,607	$211,182 Land $80,000 Building $131,182

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5156 Rosebay Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5156 Rosebay Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20