5113 Rosebay Ter, Jacksonville, FL 32207 Property Records

Duval County property record for 5113 Rosebay Ter, Jacksonville, FL 32207

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,401 sqft · built 1958
Lot Size0.203 acres (8,850 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Apr 2022)
Tax Bill$3,352 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN127031-0000

Property Details

APN / Parcel Number

Primary APN127031-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,401 sqft Living Area
Gross Area3,663 sqft
1st Floor Area1,568 sqft
Upper Floors Area833 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1975
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,850 sqft (0.203 acres)
Lot Dimensions105 ft deep x 90 ft wide
Garage TypeAttached
Garage Area553 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area556 sqft
Patio Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address5113 ROSEBAY TER
CityJACKSONVILLE
StateFL
Zip32207-7041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description27-43 32-2S-27E SOUTH PINES 2 LOT 13 BLK 3
Legal Range27E
Legal Township02S
Legal Section32
Legal SubdivisionSOUTH PINES UNIT 02
Legal Block3
Legal Lot Number13
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group2
Census Block2005
Census Tract16102

Owner

5113 Rosebay Ter is owned and occupied by two individuals who bought it in April 2022.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address2405 EGREMONT DR, ORANGE PARK, FL 32073-5345
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Warranty Deed, Transfer · Conventional Mortgage
AFFINITY HOME LOANS INC
Aug 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2022 · Amount on File
Deed SaleApr 20, 2022 · Amount on File
Deed Document Number202299039
Deed Book / Page20231 / 1373
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateApr 20, 2022
Property Address5113 ROSEBAY TER, JACKSONVILLE, FL 32207-7041
Document Number0202311373
Book / Page20231 / 1373
Map ReferenceMB 27 PG 43
Instrument DateApr 1, 2022
Instrument2022099039
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5848 COUNTY ROAD 315, 5848, KEYSTONE HEIGHTS, FL 32656-7256

Transferred To (Grantee/Buyer)

NameVerified Name
Address5113 ROSEBAY TER, JACKSONVILLE, FL 32207-7041

Mortgage

Document Number0202311376
DateApr 20, 2022
Instrument20231/1376
Lender
NameAFFINITY HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address5113 ROSEBAY TER, JACKSONVILLE, FL 32207-7041
Transaction TypeMortgage
Record UpdatedSep 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5113 ROSEBAY, JACKSONVILLE, FL 32207-7041

Mortgage

Document Number0198721825
DateAug 20, 2021
Book Page19872/1825
Instrument2021217001
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 9, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5113 Rosebay Ter was $3,352 with a homeowner's exemption, up 8.1% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$301,653 (+44.44%) Land $85,000 Building $216,653$301,653 (-1.04%) Land $85,000 Building $216,653
2025$3,352.00 (+8.06%) Homeowner's exemption$208,845$304,816 Land $95,000 Building $209,816
2024$3,102.00 (+2.95%)
2023$3,013.00 (+65.19%) Homeowner's exemption$197,049 (+44.22%)$281,364 (+3.53%) Land $80,000 Building $201,364
2022$1,824.00 Homeowner's exemption$136,630$271,762 Land $80,000 Building $191,762

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5113 Rosebay Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5113 Rosebay Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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