Kenton County property record for 5122 Christopher Dr, Independence, KY 41051 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,134 sqft Finished Area |
| Lot Size | 17,860 sqft (0.41 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $138,000 (2012) |
| Tax Bill | $2,624.00 (2025) |
| Primary APN | 032-40-01-015.24 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,134 sqft Finished Area |
| Gross Area | 1,778 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,860 sqft (0.41 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0324001015.24 |
|---|---|
| Street Address | 5122 CHRISTOPHER DR |
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9214 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INDEPENDENCE RIDGE SEC 3 LOT 24 |
| Legal Subdivision | INDEPENDENCE RIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 24 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 63610 |
Source: Kenton County records · APN 032-40-01-015.24
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5122 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9214 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2012 · Amount on Record |
| Deed Sale | Sep 19, 2012 · Amount on Record |
| Prior Sale | Aug 28, 2007 · Amount on Record |
| Deed Doc Number | 0000031272 |
| Deed Book / Page | 3127 / 2 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 5122 CHRISTOPHER DR, INDEPENDENCE, KY 41051-9214 |
| Document Number | 0000000256 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5122 CHRISTOPHER DR INDEPENDENCE KY 410519214, INDEPENDENCE, KY 41051-9214 |
| Document Number | 0000000256 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 0I4209/000222 |
| Instrument | 256 |
| Name | COVE FCU |
|---|---|
| Address | EDGEWOOD, KY 41017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 26, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,624.00 (+28.31%) | $225,700 (+39.24%) Land $35,000 Building $190,700 | $225,700 (+39.24%) Land $35,000 Building $190,700 |
| 2023 | $2,045.00 | $162,100 Land $30,000 Building $132,100 | $162,100 Land $30,000 Building $132,100 |
5122 Christopher Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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