513 Osage Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 513 Osage Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,485 sqft · built 2004
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Sep 2023)
Tax Bill	$5,748 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
APN	`04-30-0-202-020`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-202-020`

Interior

Full Baths	3 Baths
Building Area	1,485 sqft Living Area
Upper Floors Area	24 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	575 sqft
Deck Area	168 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	513 OSAGE DR
City	O FALLON
State	IL
Zip	62269-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKRIDGE EST 3RD ADD LOT/SEC-43 A02791044
Legal Subdivision	PARKRIDGE EST 3RD ADD
Legal Block	202
Legal Lot Number	43
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1050
Census Tract	504354

Owner

513 Osage Dr is owned and occupied by two individuals who bought it in September 2023.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	513 OSAGE DR, O FALLON, IL 62269-3302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Jun 11, 2004 · Amount on File
Deed Document Number	20232791044
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 5, 2023
Property Address	513 OSAGE DR, O FALLON, IL 62269-3302
Document Number	0A02791044
Map Reference	DOC A01786378
Instrument Date	Sep 1, 2023
Instrument	A02791044
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	707 HIGHCLIFF DR, O FALLON, IL 62269-7513

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	513 OSAGE DR, O FALLON, IL 62269-3302

Mortgage

Document Number	0A02791045
Date	Sep 5, 2023
Instrument	A02791045

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Interest

Rate	6.37%

Tax Assessment & Valuation

The 2025 property tax bill for 513 Osage Dr was $5,748 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,748.00	$85,747 Land $13,651 Building $72,096	$257,241 Land $40,953 Building $216,288
2022		$63,828 Land $10,162 Building $53,666	$191,484 Land $30,486 Building $160,998

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 513 Osage Dr; there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Osage Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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