508 Osage Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 508 Osage Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,220 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$206,667 (Jun 2018)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2018 Sale & Mortgage
APN	`04-30-0-227-024`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-227-024`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,220 sqft Living Area
Upper Floors Area	20 sqft
Basement Area	1,220 sqft
Unfinished Basement	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	508 OSAGE DR
City	O FALLON
State	IL
Zip	62269-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKRIDGE EST 3RD ADD LOT/SEC-55 A02579915
Legal Subdivision	PARKRIDGE EST 3RD ADD
Legal Block	227
Legal Lot Number	55
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1003
Census Tract	504354

Owner

508 Osage Dr is owned and occupied by two individuals who bought it in June 2018.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	508 OSAGE DR, O FALLON, IL 62269-3301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage · VA Mortgage TOWN & CNTRY BANC MTG SVCS
Jun 19, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Prior Sale	Nov 18, 2005 · Amount on File
Deed Document Number	20182579915
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	508 OSAGE DR, O FALLON, IL 62269-3301
Document Number	00A2679077
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	508 OSAGE DR O FALLON IL 622693301, O FALLON, IL 62269-3301

Mortgage

Document Number	00A2679077
Date	Dec 9, 2020
Instrument	2679077

Lender

Name	TOWN & CNTRY BANC MTG SVCS
Type	Mortgage Company
Address	SPRINGFIELD, IL 62711

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 19, 2018
Property Address	508 OSAGE DR, O FALLON, IL 62269-3301
Document Number	00A2579915
Instrument Date	Jun 14, 2018
Instrument	2579915
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	508 OSAGE DR O FALLON IL 622693301, O FALLON, IL 62269-3301

Mortgage

Document Number	A2579916
Date	Jun 19, 2018
Instrument	2579916

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$103,832 Land $16,030 Building $87,802	$311,496 Land $48,090 Building $263,406
2022	$77,291 Land $11,933 Building $65,358	$231,873 Land $35,799 Building $196,074

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 508 Osage Dr; there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 Osage Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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