504 Osage Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 504 Osage Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,506 sqft · built 1998
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Trust Names on Record
Last Sale	$207,000 (Aug 2020)
Tax Bill	$6,095 (2025)
Deeds & Mortgages	Sep 2026 Transfer Aug 2021 Mortgage + 2 more
APN	`04-30-0-227-019`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-227-019`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,506 sqft Living Area
Basement Area	1,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	170 sqft
Deck Area	154 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	504 OSAGE DR
City	O FALLON
State	IL
Zip	62269-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKRIDGE ESTATES 2ND ADD AMENDED PLAT LOT/SEC-37 DOC A02660438
Legal Subdivision	PARKRIDGE ESTATES
Legal Block	227
Legal Lot Number	37
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1003
Census Tract	504354

Owner

Source: St. Clair County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	504 OSAGE DR, O FALLON, IL 62269-3301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 13, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESE
Aug 3, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Aug 16, 2017	Warranty Deed, Transfer · VA Mortgage ENDEAVOR CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	20202660438
Last Transfer Date	Sep 26, 2026
Transfer Doc	0002896889
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 29, 2026
Property Address	504 OSAGE DR, O FALLON, IL 62269-3301
Document Number	0002896889
Instrument Date	Sep 26, 2026
Instrument	20262896889
Transaction Type	Transfer
Record Updated	Oct 16, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	504 OSAGE DR, O FALLON, IL 62269-3301

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	504 OSAGE DR, O FALLON, IL 62269-3301
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02712305
Date	Aug 13, 2021
Instrument	A02712305

Lender

Name	MORTGAGE RESE
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 3, 2020
Property Address	504 OSAGE DR, O FALLON, IL 62269-3301
Document Number	00A2660438
Instrument Date	Jul 2, 2020
Instrument	2660438
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 DONNA DR O FALLON IL 622693470, O FALLON, IL 62269-3470

Mortgage

Document Number	A2660439
Date	Aug 3, 2020
Instrument	2660439

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 16, 2017
Property Address	504 OSAGE DR, O FALLON, IL 62269-3301
Document Number	00A2548151
Instrument Date	Aug 14, 2017
Instrument	2548151
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$279.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4252 BOTANICAL AVE ST LOUIS MO 631103521, ST LOUIS, MO 63110-3521

Mortgage

Document Number	A2548152
Date	Aug 16, 2017
Instrument	2548152

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,095.00	$90,565 (+34.34%) Land $14,548 Building $76,017	$271,695 (+34.34%) Land $43,644 Building $228,051
2022		$67,413 Land $10,829 Building $56,584	$202,239 Land $32,487 Building $169,752

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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