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513 N Ruby Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 513 N Ruby Ave, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property TypeResidential > Prefabricated > Mobile Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2009
Square Footage1,608 sqft Living Area
Lot Size4,500 sqft (0.103 acres)
OccupancyOwner Occupied
Last Sale$395,000 (2023)
Tax Bill$3,277.00 (2024)

Property Details

APN / Parcel Number

Primary APN00486851-006200
Alternative APNs
  • 12623800486851006200
  • 1597058

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,608 sqft Living Area
1st Floor1,608 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2009
Exterior MaterialMetal Exterior
Construction TypeWood Construction
Foundation TypeBlock Foundation
Roof ConstructionFlat Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area4,500 sqft (0.103 acres)
Depth X Width90 ft x 40 ft Depth x Width
Garage TypeCarport Garage
CarportCarport
Carport Area396 sqft Carport

Exterior Amenities

Pool TypePublic/Municipal/Commercial Pool Type
Deck Area12 sqft Deck
Patio Area180 sqft Patio
PorchOpen Porch
Porch Area408 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1597058
Old Parcel Number12623800486851006200
Street Address513 N RUBY AVE
CityKEY LARGO
StateFL
Zip33037-3836
Property UsageResidential Property Usage
TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLT 513 AND SE 10FT LT 511 N RUBY DR SILVER SHORES MOBILE HOME PARK SEC 12 TWP 62 RGE 38 PLAT OF SURVEY OF LIME GROVE ESTS
Legal Range38E
Legal Township62S
Legal Section12
Legal SubdivisionSILVER SHORES MOBILE HOMES
Legal Tract1
Legal Lot Number3
JurisdictionMONROE FL
Minor Civil DivisionUPPER KEYS
Census Blockgroup2
Census Block2004
Census Tract970600

Owner

Source: Monroe County records · APN 00486851-006200

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address513 N RUBY AVE, KEY LARGO, FL 33037-3836
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2026Deed of Trust, Mortgage · Balloon Payment
LAZARO R RIVERA ETAL
Jan 23, 2023Assignment of Lease (Leasehold Sale), Transfer · Balloon Payment
JENNIFER CASARIEGO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 01, 2023 · Amount on Record
Deed SaleJan 01, 2023 · Amount on Record
Deed Doc Number0003209472
Record RefreshedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address513 N RUBY AVE, KEY LARGO, FL 33037-3836
Transaction TypeMortgage
Record UpdatedApr 02, 2026
Title CompanyADVANCE PARTNERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address513 N RUBY AVE, KEY LARGO, FL 33037-3836

Mortgage

Document Number0033700780
DateMar 11, 2026
Book Page3370/780
Instrument2535274
Lender
NameLAZARO R RIVERA ETAL
TypePrivate Party
Address20002 SW 118TH AVE, MIAMI, FL 33177
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term37 Months
DueApr 10, 2029

January 2023: Assignment of Lease (Leasehold Sale), Transfer

Document TypeAssignment of Lease (Leasehold Sale)
JurisdictionMONROE FL
Recording DateJan 23, 2023
Property Address513 N RUBY AVE, KEY LARGO, FL 33037-3836
Document Number0032090472
Book / Page3209 / 472
Instrument DateJan 19, 2023
Instrument2404222
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyTRIDENT TITLE LLC, TRIDENT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,765.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6640 OVERLAND DR, DELRAY BEACH, FL 33484-1503

Transferred To (Grantee/Buyer)

NameVerified Name
Address513 N RUBY AVE, KEY LARGO, FL 33037-3836

Mortgage

Document Number0003209475
DateJan 23, 2023
Instrument3209/475
Lender
NameJENNIFER CASARIEGO
TypePrivate Party
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term36 Months
DueJan 20, 2026

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$367,239 (+80.14%) Land $247,500 Building $119,739$367,239 (+20.43%) Land $247,500 Building $119,739
2024$3,277.00 (+82.56%)
2023$1,795.00 (+11.21%) Senior Citizen's exemption$203,863 (+25.93%)$304,940 (+36.15%) Land $211,500 Building $93,440
2022$1,614.00 Homeowner's exemption$161,881$223,968 Land $157,500 Building $66,468

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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