507 N Ruby Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 507 N Ruby Ave, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1993
Square Footage	1,100 sqft Living Area
Lot Size	4,500 sqft (0.103 acres)
Occupancy	Owner Occupied
Last Sale	$155,000 (2018)
Tax Bill	$1,382.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00486851-005900`
Alternative APNs	`12623800486851005900` `1597023`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,100 sqft Living Area
1st Floor	1,100 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Plywood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Foundation Type	Block Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	4,500 sqft (0.103 acres)
Depth X Width	90 ft x 50 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Pool Type	Public/Municipal/Commercial Pool Type
Deck Area	240 sqft Deck
Patio Area	196 sqft Patio
Porch	Finished/Screened Porch
Porch Area	260 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1597023
Old Parcel Number	12623800486851005900
Street Address	507 N RUBY AVE
City	KEY LARGO
State	FL
Zip	33037-3836
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 507 SILVER SHORES MOBILE HOME PARK PLAT OF SURVEY OF LIME GROVE ESTS PB5-52 PT TR 1 & PT GOVT LOT 3 SEC 12 TWP 62 RGE 38
Legal Range	38E
Legal Township	62S
Legal Section	12
Legal Subdivision	SILVER SHORES MOBILE HOMES
Legal Tract	1
Legal Lot Number	3,507
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	2
Census Block	2004
Census Tract	970600

Owner

Source: Monroe County records · APN 00486851-005900

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	507 N RUBY AVE, KEY LARGO, FL 33037-3836
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2018 · Amount on Record
Deed Sale	Apr 01, 2018 · Amount on Record
Deed Doc Number	0029031212
Record Refreshed	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	507 N RUBY AVE, KEY LARGO, FL 33037-3836
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ABSOLUTE FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029031214
Date	Apr 26, 2018
Book Page	2903/1214
Instrument	2166224

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	May 01, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year CMT
Margin	3
Max Rate	11%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,910 (+5.99%)	$324,248 (+15.24%) Land $247,500 Building $76,748
2024	$1,382.00 (+8.82%)
2023	$1,270.00 (+4.44%) Homeowner's exemption	$122,572 (+3%)	$281,371 (+22.2%) Land $211,500 Building $69,871
2022	$1,216.00 Homeowner's exemption	$119,002	$230,261 Land $157,500 Building $72,761

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.