505 N Ruby Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 505 N Ruby Ave, Key Largo, FL 33037 · Last verified June 2026

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	1,168 sqft Living Area
Lot Size	4,500 sqft (0.103 acres)
Garage	Covered, 484 sqft
Last Sale	$111,000 (2008)
Tax Bill	$3,101.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`00486851-005800`
Alternative APNs	`12623800486851005800` `1597015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,168 sqft Living Area
1st Floor	1,168 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Terrazzo Flooring
Interior Structure	Masonry Interior Structure

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2002
Architectural Style	Mobile Home Style
Exterior Material	Metal Exterior
Construction Type	Metal Frame Construction
Roof Construction	Flat Roof Construction
Roof Material	Concrete Roof
Lot Area	4,500 sqft (0.103 acres)
Depth X Width	90 ft x 50 ft Depth x Width
Garage Type	Covered Garage
Garage Area	484 sqft Garage
Deck Area	320 sqft Deck
Patio Area	320 sqft Patio
Porch Area	248 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	1597015
Street Address	505 N RUBY AVE
City	KEY LARGO
State	FL
Zip	33037-3836
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	PLAT OF SURVEY OF LIME GROVE ESTS PB5-52 PT TR 1 & PT GOVT LOT 3 SEC 12 TWP 62 RGE 38 SILVER SHORES MOBILE HOME PARK LOT 505 NORTH RUBY AVE OR783-1268 OR1104-820 OR1104-823 OR1414-497 OR1772-971 OR1772-978 OR2052-216 OR2052-251 OR2122-2004 OR2137-120
Legal Range	38E
Legal Township	62S
Legal Section	12
Legal Subdivision	SILVER SHORES MOBILE HOMES
Legal Tract	1
Legal Lot Number	3
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	2
Census Block	2004
Census Tract	970600

Owner

Source: Monroe County records · APN 00486851-005800

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1101 STARLING AVE, MIAMI SPRINGS, FL 33166-3146
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 26, 2008 · Amount on Record
Deed Sale	Aug 26, 2008 · Amount on Record
Prior Sale	Mar 27, 2002 · Amount on Record
Deed Book / Page	2378 / 1690
Record Refreshed	Sep 20, 2026

December 2021: Assignment of Lease (Leasehold Sale), Transfer

Document Type	Assignment of Lease (Leasehold Sale)
Jurisdiction	MONROE FL
Recording Date	Dec 21, 2021
Property Address	505 N RUBY AVE, KEY LARGO, FL 33037-3836
Document Number	0031440676
Book / Page	3144 / 676
Instrument Date	Dec 16, 2021
Instrument	2353628
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,881.60
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19487 NW 62ND AVE, 19487, HIALEAH, FL 33015-4815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 STARLING AVE, MIAMI SPRINGS, FL 33166-3146

Mortgage

Document Number	0003144679
Date	Dec 21, 2021
Instrument	3144/679

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,101.00 (+12.19%)	$307,188 (+14.38%) Land $247,500 Building $59,688	$307,188 (+14.38%) Land $247,500 Building $59,688
2024	$2,764.00 (+6.35%)
2023	$2,599.00 (+14.49%)	$268,560 (+24.11%) Land $211,500 Building $57,060	$268,560 (+24.11%) Land $211,500 Building $57,060
2022	$2,270.00	$216,394 Land $157,500 Building $58,894	$216,394 Land $157,500 Building $58,894

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.