513 Melrose Ave, Covington, LA 70433 Property Records

St. Tammany Parish property record for 513 Melrose Ave, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	3,329 sqft · built 2022
Owner	Individual Name on Record
Tax Bill	$7,730 (2025)
Deeds & Mortgages	Mar 2024 Sale Jul 2022 Sale & Mortgage + 1 more
APN	`103-821-2460`

Property Details

APN / Parcel Number

Primary APN	`103-821-2460`
Alternative APN	`5280`

Interior

Building Area	3,329 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	513 MELROSE AVE
City	COVINGTON
State	LA
Zip	70433-8281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRA BELLA LT148 PH1A10
Legal Subdivision	TERRA BELLA
Legal Phase	1A-10
Legal Lot Number	148
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1030
Census Tract	40401

Owner

Source: St. Tammany Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	513 MELROSE AVE, COVINGTON, LA 70433-8281
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Cash Sale Deed, Transfer STEWART TITLE, STEWART TITLE GUARRANTY CO
Jul 1, 2022	Cash Sale Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 25, 2021	Cash Sale Deed, Transfer WINTERS TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2024
Deed Sale	Mar 6, 2024
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	2024697
Record Updated	Sep 20, 2026

March 2024: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 6, 2024
Property Address	513 MELROSE AVE, COVINGTON, LA 70433-8281
Document Number	0002402697
Map Reference	MAP 5938
Instrument Date	Mar 5, 2024
Instrument	2402697
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARRANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1402 W PECAN ST, ROGERS, AR 72758-4300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 S CANAL ST, NATCHEZ, MS 39120-3455

July 2022: Cash Sale Deed, Subdivision Related Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 1, 2022
Property Address	513 MELROSE AVE, COVINGTON, LA 70433-8281
Document Number	0002335596
Map Reference	DOC 2289047
Instrument Date	Jun 30, 2022
Instrument	2335596
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026
Title Company	WINTERS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 639, MADISONVILLE, LA 70447-0639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 MELROSE AVE, COVINGTON, LA 70433-8281

Mortgage

Document Number	0002335598
Date	Jul 1, 2022
Instrument	2335598

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

August 2021: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 25, 2021
Property Address	513 MELROSE AVE, COVINGTON, LA 70433-8281
Document Number	0002289047
Map Reference	DOC 1547649
Instrument Date	Aug 24, 2021
Instrument	2289047
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	WINTERS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 TERRA BELLA BLVD, COVINGTON, LA 70433-8148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 639, MADISONVILLE, LA 70447-0639
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,730.00 (-12.63%) Homeowner's exemption	$69,935 (+1.36%) Land $8,000 Building $61,935	$699,345 (+1.35%) Land $80,000 Building $619,345
2024	$8,847.00 (-7.71%)	$69,000 (-0.87%) Land $8,000 Building $61,000	$689,998 (-0.87%) Land $80,000 Building $609,998
2023	$9,586.00 (+828.88%)	$69,608 (+828.11%) Land $7,500 Building $62,108	$696,078 (+828.1%) Land $75,000 Building $621,078
2022	$1,032.00	$7,500 Land $7,500	$75,000 Land $75,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 525 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	525 in force
Nearby Flood Claims	24 (1998–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 2 claims Severe Storms And Flooding, Aug 2016 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: REV, T-Mobile.

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