420 Melrose Ave, Covington, LA 70433 Property Records

St. Tammany Parish property record for 420 Melrose Ave, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,838 sqft · built 2023
Lot Size	0.159 acres (6,967 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Apr 2022)
Tax Bill	$8,224 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2022 Sale & Mortgage + 1 more
APN	`103-810-3230`

Property Details

APN / Parcel Number

Primary APN	`103-810-3230`
Alternative APN	`3313`

Interior

Building Area	2,838 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	6,967 sqft (0.159 acres)

Location & Zoning

Street Address	420 MELROSE AVE
City	COVINGTON
State	LA
Zip	70433-8168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRA BELLA LT546 PH1A2
Legal Subdivision	TERRA BELLA
Legal Phase	1A2
Legal Lot Number	546
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1038
Census Tract	40401

Owner

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5618 CHATHAM DR, NEW ORLEANS, LA 70122-2634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Apr 22, 2022	Deed, Transfer · Conventional Mortgage BANKPLUS FSB
Jul 9, 2013	Cash Sale Deed, Transfer UNKNOWN, MULTIPLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Jul 9, 2013 · Amount on Record
Deed Document Number	20222324975
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	420 MELROSE AVE, COVINGTON, LA 70433-8168
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002333969
Date	Jun 22, 2022
Instrument	2333969

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 22, 2022
Property Address	420 MELROSE AVE, COVINGTON, LA 70433-8168
Document Number	0002324975
Map Reference	MAP 4790
Instrument Date	Apr 21, 2022
Instrument	2324975
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 PELICAN RIDGE DR, MADISONVILLE, LA 70447-9249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5618 CHATHAM DR, NEW ORLEANS, LA 70122-2634
Investor	Possibly a Property Investor

Mortgage

Document Number	0002324976
Date	Apr 22, 2022
Instrument	2324976

Lender

Name	BANKPLUS FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2013: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 9, 2013
Property Address	420 MELROSE AVE, COVINGTON, LA 70433-8168
Document Number	0001906948
Map Reference	FILE4790
Instrument Date	Jul 1, 2013
Instrument	1906948
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, MULTIPLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 TCHEFUNCTA SOUTH DR, COVINGTON, LA 70433-7809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 WINDERMERE OAKS W, MADISONVILLE, LA 70447-3147

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,224.00 (-3.44%) Homeowner's exemption	$73,925 (-) Land $8,000 Building $65,925	$739,252 (-) Land $80,000 Building $659,252
2024	$8,517.00 (+725.29%) Homeowner's exemption	$73,925 (+885.67%) Land $8,000 Building $65,925	$739,252 (+885.67%) Land $80,000 Building $659,252
2023	$1,032.00	$7,500 (-) Land $7,500	$75,000 (-) Land $75,000
2022	$1,032.00	$7,500 Land $7,500	$75,000 Land $75,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 525 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	525 in force
Nearby Flood Claims	24 (1998–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 2 claims Severe Storms And Flooding, Aug 2016 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
REV Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile USA.

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