St. Tammany Parish property record for 424 Melrose Ave, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 3,486 sqft · built 2012 |
| Owner | Individual Name on File |
| Last Sale | $680,000 (Sep 2020) |
| Tax Bill | $8,458 (2025) |
| Deeds & Mortgages | Mar 2013 Mortgage Sep 2020 Sale & Mortgage |
| APN | 103-810-3229 |
| Primary APN | 103-810-3229 |
|---|---|
| Alternative APN |
|
| Building Area | 3,486 sqft Living Area |
|---|
| Year Built | Built 2012 |
|---|---|
| Garage Area | 656 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 103-810-3229 |
|---|---|
| Street Address | 424 MELROSE AVE |
| City | COVINGTON |
| State | LA |
| Zip | 70433-8168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TERRA BELLA LT547 PH1A2 |
| Legal Subdivision | TERRA BELLA |
| Legal Phase | 1A2 |
| Legal Lot Number | 547 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 40401 |
Source: St. Tammany Parish records · APN 103-810-3229
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 MELROSE AVE, COVINGTON, LA 70433-8168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2013 | Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC |
| Sep 24, 2020 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2020 · Amount on Record |
| Deed Sale | Sep 24, 2020 · Amount on Record |
| Deed Document Number | 2228400 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 424 MELROSE AVE, COVINGTON, LA 70433-8168 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | UNKNOWN, MULTIPLE |
| Name | Verified Name |
|---|
| Document Number | 0001892099 |
|---|---|
| Date | Mar 12, 2013 |
| Instrument | 1892099 |
| Name | GMFS LLC |
|---|---|
| Type | Subprime Lender |
| Address | BATON ROUGE, LA 70806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2043 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Sep 24, 2020 |
| Property Address | 424 MELROSE AVE, COVINGTON, LA 70433-8168 |
| Document Number | 0002228400 |
| Map Reference | MAP 4790 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 2228400 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1350 RUE BEAUVAIS, MANDEVILLE, LA 70471-1235 |
| Name | Verified Name |
|---|---|
| Address | 424 MELROSE AVE, COVINGTON, LA 70433-8168 |
| Document Number | 0002228401 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2228401 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,458.00 (-1.53%) | $68,318 (+1.99%) Land $8,000 Building $60,318 | $683,181 (+1.99%) Land $80,000 Building $603,181 |
| 2024 | $8,589.00 (-7.88%) | $66,983 (-1.07%) Land $8,000 Building $58,983 | $669,831 (-1.07%) Land $80,000 Building $589,831 |
| 2023 | $9,324.00 | $67,707 (-) Land $7,500 Building $60,207 | $677,070 (-) Land $75,000 Building $602,070 |
| 2022 | $9,324.00 | $67,707 Land $7,500 Building $60,207 | $677,070 Land $75,000 Building $602,070 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 525 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 525 in force |
| Nearby Flood Claims | 24 (1998–2024) |
| Claims Outside the SFHA | 8 of 24 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 61% of the US · above 83% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| REV Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum, T-Mobile USA.
Based on FCC filings for 229 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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