513 Firefly Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 513 Firefly Ln, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,523 sqft · built 2012
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Sep 2025)
Tax Bill	$4,617 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-25-322-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-25-322-001.000-018`
Alternative APN	`1609250322001000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,523 sqft Living Area
1st Floor Area	1,317 sqft
2nd Floor Area	1,206 sqft

Exterior

Year Built	Built 2012
Architectural Style	Row End or Row Middle
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1609250322001000
Street Address	513 FIREFLY LN
City	CARMEL
State	IN
Zip	46032-1529
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .10, SECTION 25, TOWNSHIP 18, RANGE 3, COTTAGES AT CARMEL, REPLAT INFORMATION: BLOCK Q, LOT 39, BLOCK Q, IRREGULAR SH
Legal Block	Q
Legal Lot Number	39
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2010
Census Tract	111011

Owner

513 Firefly Ln, a condominium, is owned and occupied by an individual who bought it in September 2025.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	513 FIREFLY LN, CARMEL, IN 46032-1529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Prior Sale	May 3, 2013
Deed Document Number	2025039931
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 17, 2025
Property Address	513 FIREFLY LN, CARMEL, IN 46032-1529
Document Number	0000039931
Map Reference	CAB 5 SL 60
Instrument Date	Sep 15, 2025
Instrument	2025039931
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 FIREFLY LN, CARMEL, IN 46032-1529

Mortgage

Date	Sep 17, 2025

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$485,700 (+17.04%) Land $130,000 Building $355,700	$485,700 (+17.04%) Land $130,000 Building $355,700
2024	$4,617.00 (+3.15%)	$415,000 (-0.74%) Land $130,000 Building $285,000	$415,000 (-0.74%) Land $130,000 Building $285,000
2023	$4,476.00 (+5.62%) Homeowner's exemption	$418,100 (+12.91%) Land $130,000 Building $288,100	$418,100 (+12.91%) Land $130,000 Building $288,100
2022	$4,238.00 Homeowner's exemption	$370,300 Land $130,000 Building $240,300	$370,300 Land $130,000 Building $240,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 513 Firefly Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Firefly Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Xfinity.

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