Hamilton County property record for 495 Firefly Ln, Carmel, IN 46032
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,578 sqft · built 2010 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $348,500 (Jul 2016) |
| Tax Bill | $4,504 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-25-319-002.000-018 |
| Primary APN | 29-09-25-319-002.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,578 sqft Living Area |
| 1st Floor Area | 1,317 sqft |
| 2nd Floor Area | 1,261 sqft |
| Year Built | Built 2010 |
|---|---|
| Architectural Style | Row End or Row Middle |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.089 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1609250319002000 |
|---|---|
| Street Address | 495 FIREFLY LN |
| City | CARMEL |
| State | IN |
| Zip | 46032-1528 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ACREAGE .09, SECTION 25, TOWNSHIP 18, RANGE 3, COTTAGES AT CARMEL, LOT 36, BLOCK O, IRREGULAR SHAPE |
| Legal Subdivision | COTTAGES/CARMEL SECONDARY |
| Legal Block | O |
| Legal Lot Number | 36 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 111011 |
495 Firefly Ln, a condominium, is owned and occupied by an individual who bought it in July 2016.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 495 FIREFLY LN, CARMEL, IN 46032-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2016 · Amount on File |
| Deed Sale | Jul 19, 2016 · Amount on File |
| Prior Sale | Mar 30, 2016 · Amount on File |
| Deed Document Number | 2016034544 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $473,600 (+16.65%) Land $130,000 Building $343,600 | $473,600 (+16.65%) Land $130,000 Building $343,600 | |
| 2024 | $4,504.00 (+3.14%) | $406,000 (-0.76%) Land $130,000 Building $276,000 | $406,000 (-0.76%) Land $130,000 Building $276,000 |
| 2023 | $4,367.00 (+5.18%) Homeowner's exemption | $409,100 (+12.73%) Land $130,000 Building $279,100 | $409,100 (+12.73%) Land $130,000 Building $279,100 |
| 2022 | $4,152.00 Homeowner's exemption | $362,900 Land $130,000 Building $232,900 | $362,900 Land $130,000 Building $232,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 Firefly Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 Firefly Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Xfinity.
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