477 Firefly Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 477 Firefly Ln, Carmel, IN 46032

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,436 sqft · built 2013
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$462,400 (Sep 2020)
Tax Bill	$4,529 (2024)
Deeds & Mortgages	Jan 2017 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-25-324-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-25-324-001.000-018`
Alternative APN	`1609250324001000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,436 sqft Living Area
Gross Area	2,877 sqft
1st Floor Area	2,436 sqft
2nd Floor Area	1,119 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Row Home
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	477 FIREFLY LN
City	CARMEL
State	IN
Zip	46032-1528
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ACREAGE .09, SECTION 25, TOWNSHIP 18, RANGE 3, COTTAGES AT CARMEL, REPLAT INFORMATION: BLOCK N, LOT 33, BLOCK N, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	25
Legal Subdivision	COTTAGES AT CARMEL
Legal Block	N
Legal Lot Number	33
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2010
Census Tract	111011

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	477 FIREFLY LN, CARMEL, IN 46032-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Sep 9, 2020	Correction Deed, Transfer ATTORNEY ONLY
Sep 9, 2020	Deed of Trust, Mortgage TUCKER MTG
Aug 25, 2020	Warranty Deed, Transfer · Conventional Mortgage TUCKER MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Prior Sale	Aug 25, 2020 · Amount on Record
Deed Document Number	202062214
Prior Transfer Date	Sep 8, 2020
Prior Transfer Doc	0000062214
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	477 FIREFLY LN, CARMEL, IN 46032-1528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001619
Date	Jan 11, 2017
Instrument	2017001619

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	477 FIREFLY LN, CARMEL, IN 46032-1528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046555
Date	Sep 25, 2019
Instrument	2019046555

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 9, 2020
Property Address	477 FIREFLY LN, CARMEL, IN 46032-1528
Document Number	0000062214
Instrument Date	Sep 9, 2020
Instrument	62214
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	477 FIREFLY LN CARMEL IN 460321528, CARMEL, IN 46032-1528

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	477 FIREFLY LN, CARMEL, IN 46032-1528
Document Number	0000062215
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	477 FIREFLY LN CARMEL IN 460321528, CARMEL, IN 46032-1528

Mortgage

Document Number	0000062215
Date	Sep 9, 2020
Instrument	62215

Lender

Name	TUCKER MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46260

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 25, 2020
Property Address	477 FIREFLY LN, CARMEL, IN 46032-1528
Document Number	2020057437
Instrument Date	Aug 19, 2020
Instrument	2020057437
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	477 FIREFLY LN, CARMEL, IN 46032-1528

Mortgage

Document Number	2020057438
Date	Aug 25, 2020
Instrument	2020057438

Lender

Name	TUCKER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$478,900 (+16.58%) Land $130,000 Building $348,900	$478,900 (+16.58%) Land $130,000 Building $348,900
2024	$4,529.00 (+2.35%)	$410,800 (-0.75%) Land $130,000 Building $280,800	$410,800 (-0.75%) Land $130,000 Building $280,800
2023	$4,425.00 (+6.32%) Homeowner's exemption	$413,900 (+12.84%) Land $130,000 Building $283,900	$413,900 (+12.84%) Land $130,000 Building $283,900
2022	$4,162.00 Homeowner's exemption	$366,800 Land $130,000 Building $236,800	$366,800 Land $130,000 Building $236,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Xfinity.

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