513 E Michigan Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 513 E Michigan Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,791 sqft · built 2021
Lot Size	0.163 acres (7,083 sqft)
Owner	2 Individual Names on File
Last Sale	$436,479 (Aug 2021)
Tax Bill	$3,804 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94242-44-002`

Property Details

APN / Parcel Number

Primary APN	`94242-44-002`
Alternative APN	`R1669834`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,791 sqft Living Area
Gross Area	4,233 sqft
1st Floor Area	1,791 sqft
Basement Area	1,791 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,083 sqft (0.163 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab

Location & Zoning

Account Number	R1669834
Street Address	513 E MICHIGAN AVE
City	BERTHOUD
State	CO
Zip	80513-3845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLOCK 9, FARMSTEAD (THE) (BER) (20190016179)
Legal Range	69W
Legal Township	4N
Legal Section	24
Legal Subdivision	FARMSTEAD (THE) (BERTHOUD)
Legal Block	9
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2029
Census Tract	2700

Owner

Source: Larimer County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	513 E MICHIGAN AVE, BERTHOUD, CO 80513-3845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
Aug 11, 2021	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 11, 2020	Grant Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Deed Document Number	202176336
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Recording Date	Sep 25, 2026
Property Address	513 E MICHIGAN AVE, BERTHOUD, CO 80513-3845
Document Number	0000048385
Instrument Date	Sep 15, 2026
Instrument	202648385
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 E MICHIGAN AVE, BERTHOUD, CO 80513-3845

Mortgage

Document Number	0000048385,
Date	Sep 25, 2026
Instrument	202648385

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 12, 2041

Interest

Max Rate	-1%

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 11, 2021
Property Address	513 E MICHIGAN AVE, BERTHOUD, CO 80513-3845
Document Number	0000076336
Map Reference	DOC 20190033R10
Instrument Date	Aug 11, 2021
Instrument	20210076336
Transaction Type	Subdivision Related Transfer
Record Updated	May 1, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	513 E MICHIGAN AVE, BERTHOUD, CO 80513-3845

Mortgage

Document Number	0000076337
Date	Aug 11, 2021
Instrument	20210076337

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 11, 2020
Property Address	513 E MICHIGAN AVE, BERTHOUD, CO 80513-3845
Document Number	0000041774
Instrument Date	Jun 10, 2020
Instrument	41774
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	35333 COUNTY ROAD 37 EATON CO 806158822, EATON, CO 80615-8822
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,804.00 (+15.34%)	$37,600 (-4.22%) Land $8,956 Building $28,644	$601,600 (+2.68%) Land $143,300 Building $458,300
2023	$3,298.00 (+8.31%)	$39,255 (+23.62%) Land $9,460 Building $29,795	$585,900 (+28.23%) Land $141,200 Building $444,700
2022	$3,045.00	$31,755 Land $7,096 Building $24,659	$456,900 Land $102,100 Building $354,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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