518 E Michigan Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 518 E Michigan Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,196 sqft · built 2020
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on Record
Last Sale	$493,190 (Jul 2020)
Tax Bill	$4,116 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`94242-42-003`

Property Details

APN / Parcel Number

Primary APN	`94242-42-003`
Alternative APN	`R1669819`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,196 sqft Living Area
Gross Area	4,597 sqft
1st Floor Area	2,196 sqft
Basement Area	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,536 sqft (0.173 acres)
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R1669819
Street Address	518 E MICHIGAN AVE
City	BERTHOUD
State	CO
Zip	80513-3845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLOCK 7, FARMSTEAD (THE) (BER) (20190016179)
Legal Range	69W
Legal Township	4N
Legal Section	24
Legal Subdivision	FARMSTEAD (THE) (BERTHOUD)
Legal Block	7
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2029
Census Tract	2700

Owner

Source: Larimer County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	518 E MICHIGAN AVE, BERTHOUD, CO 80513-3845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Line of Credit BELLCO CREDIT UNION
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit DEPARTMENT OF THE INTERIOR FCU
Sep 30, 2020	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF DENVER
Sep 25, 2020	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF DENVER
Jul 28, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	202056368
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Recording Date	Oct 1, 2026
Property Address	518 E MICHIGAN AVE, BERTHOUD, CO 80513-3845
Document Number	0000049437
Instrument Date	Sep 25, 2026
Instrument	202649437
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 E MICHIGAN AVE, BERTHOUD, CO 80513-3845

Mortgage

Document Number	0000049437,
Date	Oct 1, 2026
Instrument	202649437

Lender

Name	BELLCO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 28, 2046

Interest

Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	518 E MICHIGAN AVE, BERTHOUD, CO 80513-3845
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062761
Date	Oct 19, 2022
Instrument	20220062761

Lender

Name	DEPARTMENT OF THE INTERIOR FCU
Type	Credit Union
Address	WASHINGTON, DC 20240

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	518 E MICHIGAN AVE, BERTHOUD, CO 80513-3845
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079617
Date	Sep 30, 2020
Instrument	20200079617

Lender

Name	CREDIT UNION OF DENVER
Type	Credit Union
Address	DENVER, CO 80228

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 18, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	518 E MICHIGAN AVE, BERTHOUD, CO 80513-3845
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077849
Date	Sep 25, 2020
Instrument	20200077849

Lender

Name	CREDIT UNION OF DENVER
Type	Credit Union
Address	DENVER, CO 80226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 19, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 28, 2020
Property Address	518 E MICHIGAN AVE, BERTHOUD, CO 80513-3845
Document Number	0000056368
Instrument Date	Jul 27, 2020
Instrument	20200056368
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.32
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 EAST MICHIGAN AVENUE, BERTHOUD, CO 80513-3845

Mortgage

Document Number	0000056369
Date	Jul 28, 2020
Instrument	20200056369

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,116.00 (+19.1%)	$40,681 (-0.66%) Land $8,956 Building $31,725	$650,900 (+6.5%) Land $143,300 Building $507,600
2023	$3,456.00 (+12.54%)	$40,950 (+27.86%) Land $9,460 Building $31,490	$611,200 (+32.64%) Land $141,200 Building $470,000
2022	$3,071.00	$32,026 Land $7,096 Building $24,930	$460,800 Land $102,100 Building $358,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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