513 Cordes St, O Fallon, MO 63366 Property Records

St. Charles County property record for 513 Cordes St, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,204 sqft · built 1958
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on Record
Last Sale	$180,617 (Dec 2021)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Apr 2024 Sale Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249060A000`

Property Details

APN / Parcel Number

Primary APN	`249060A000`
Alternative APN	`2-057A-4439-00-0052.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	2,548 sqft
1st Floor Area	1,204 sqft
Basement Area	1,064 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Metal
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	115 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	249060A000
Street Address	513 CORDES ST
City	O FALLON
State	MO
Zip	63366-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	SUNSET TERR LOT 52
Legal Subdivision	SUNSET TERR SEC 29 47/3
Legal Lot Number	52
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2034
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	513 CORDES ST, O FALLON, MO 63366-2445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Special Warranty Deed, Construction Loan STATE LOUIS COMPANY TITLE (SLCTC), STL
Dec 3, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2021 · Amount on Record
Deed Sale	Dec 3, 2021 · Amount on Record
Prior Sale	Dec 3, 2021 · Amount on Record
Deed Document Number	202198208
Record Updated	Sep 20, 2026

April 2024: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 30, 2024
Property Address	513 CORDES ST, O FALLON, MO 63366-2445
Document Number	0000016351
Map Reference	DOC 2024R-000108
Instrument Date	Apr 23, 2024
Instrument	2024R-016351
Transaction Type	Construction Loan
Record Updated	May 14, 2024
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, EDGEWOOD, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RESEARCH PARK DR STE 130, 130, SAINT CHARLES, MO 63304-5639
Investor	Possibly a Property Investor

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 3, 2021
Property Address	513 CORDES ST, O FALLON, MO 63366-2445
Document Number	0000098207
Map Reference	MB 6 PG 32
Instrument Date	Dec 3, 2021
Instrument	2021R-098207
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 CORDES ST, O FALLON, MO 63366-2445

Mortgage

Document Number	0000098209
Date	Dec 3, 2021
Instrument	2021R-098209

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,298 (-)	$206,830 (-) Land $55,000 Building $151,830
2025	$2,540.00 (+3.34%)	$39,298 (+6.46%)	$206,830 (+6.46%) Land $55,000 Building $151,830
2024	$2,458.00
2023		$36,914
2022			$194,283 Land $55,000 Building $139,283

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Cordes St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures