502 Cordes St, O Fallon, MO 63366 Property Records

St. Charles County property record for 502 Cordes St, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,290 sqft · built 1960
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,600 (Jun 2015)
Tax Bill	$2,958 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`248760A000`

Property Details

APN / Parcel Number

Primary APN	`248760A000`
Alternative APN	`2-057A-4439-00-0024.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,290 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	1,296 sqft
Basement Area	1,104 sqft
Finished Basement	994 sqft
Unfinished Basement	110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	248760A000
Street Address	502 CORDES ST
City	O FALLON
State	MO
Zip	63366-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	SUNSET TERR LOT 24
Legal Subdivision	SUNSET TERR SEC 29 47/3
Legal Lot Number	24
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1014
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	502 CORDES ST, O FALLON, MO 63366-2404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL CORPORATION
Apr 30, 2024	Special Warranty Deed, Construction Loan STATE LOUIS COMPANY TITLE (SLCTC), STL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2015 · Amount on Record
Deed Sale	Jun 23, 2015 · Amount on Record
Prior Sale	Oct 24, 2013 · Amount on Record
Deed Document Number	2015404870
Deed Book / Page	6377 / 522
Prior Transfer Date	Jun 16, 2015
Prior Transfer Doc	0063770522
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Jun 10, 2026
Property Address	502 CORDES ST, O FALLON, MO 63366-2404
Document Number	0000027098
Instrument Date	Jun 3, 2026
Instrument	202627098
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 CORDES ST, O FALLON, MO 63366-2404

Mortgage

Document Number	0000027098,
Date	Jun 10, 2026
Instrument	202627098

Lender

Name	AMERICAN FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 30, 2024
Property Address	502 CORDES ST, O FALLON, MO 63366-2404
Document Number	0000016351
Map Reference	DOC 2024R-000108
Instrument Date	Apr 23, 2024
Instrument	2024R-016351
Transaction Type	Construction Loan
Record Updated	May 14, 2024
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, EDGEWOOD, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RESEARCH PARK DR STE 130, 130, SAINT CHARLES, MO 63304-5639
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,876 (-)	$241,453 (-) Land $55,000 Building $186,453
2025	$2,958.00 (+1.86%)	$45,876 (+4.9%)	$241,453 (+4.9%) Land $55,000 Building $186,453
2024	$2,904.00
2023		$43,733
2022			$230,174 Land $55,000 Building $175,174

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Brightspeed, Wisper ISP.

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