514 Cordes St, O Fallon, MO 63366 Property Records

St. Charles County property record for 514 Cordes St, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1958
Lot Size	0.271 acres (11,800 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Mar 2025)
Tax Bill	$2,652 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`249180A000`

Property Details

APN / Parcel Number

Primary APN	`249180A000`
Alternative APN	`2-057A-4439-00-0068.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	1,320 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,800 sqft (0.271 acres)
Lot Dimensions	100 ft deep x 118 ft wide
Porch	Porch
Porch Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	249180A000
Street Address	514 CORDES ST
City	O FALLON
State	MO
Zip	63366-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	SUNSET TERR LOT 68
Legal Subdivision	SUNSET TERR SEC 29 47/3
Legal Lot Number	68
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1014
Census Tract	311802

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	514 CORDES ST, O FALLON, MO 63366-2404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 30, 2024	Special Warranty Deed, Construction Loan STATE LOUIS COMPANY TITLE (SLCTC), STL
May 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JLB CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2025 · Amount on Record
Deed Sale	Mar 14, 2025 · Amount on Record
Prior Sale	May 3, 2021 · Amount on Record
Deed Document Number	202510107
Prior Transfer Date	Apr 26, 2021
Prior Transfer Doc	2021R038580
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Apr 9, 2026
Property Address	514 CORDES ST, O FALLON, MO 63366-2404
Document Number	0000016317
Instrument Date	Mar 19, 2026
Instrument	202616317
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 CORDES ST, O FALLON, MO 63366-2404
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016317,
Date	Apr 9, 2026
Instrument	202616317

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

April 2024: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 30, 2024
Property Address	514 CORDES ST, O FALLON, MO 63366-2404
Document Number	0000016351
Map Reference	DOC 2024R-000108
Instrument Date	Apr 23, 2024
Instrument	2024R-016351
Transaction Type	Construction Loan
Record Updated	May 14, 2024
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 400, EDGEWOOD, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RESEARCH PARK DR STE 130, 130, SAINT CHARLES, MO 63304-5639
Investor	Possibly a Property Investor

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 3, 2021
Property Address	514 CORDES ST, O FALLON, MO 63366-2404
Document Number	2021R038580
Map Reference	MB 6 PG 32-33
Instrument Date	Apr 26, 2021
Instrument	2021R-038580
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	514 CORDES ST, O FALLON, MO 63366-2404

Mortgage

Document Number	2021R038581
Date	May 3, 2021
Instrument	2021R-038581

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,062 (-)	$216,114 (-) Land $55,000 Building $161,114
2025	$2,652.00 (+3.63%)	$41,062 (+6.76%)	$216,114 (+6.76%) Land $55,000 Building $161,114
2024	$2,559.00
2023		$38,461
2022			$202,425 Land $55,000 Building $147,425

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Brightspeed, Wisper ISP.

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