513 Brigadoon Ln, Waterford, CA 95386 Property Records

Stanislaus County property record for 513 Brigadoon Ln, Waterford, CA 95386

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,142 sqft · built 1992
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Tax Bill	$2,647 (2026)
Deeds & Mortgages	Jun 2022 Reverse Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-057-047-000`

Property Details

APN / Parcel Number

Primary APN	`080-057-047-000`
Alternative APNs	`0805747000` `0805747`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	1,142 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	513 BRIGADOON LN
City	WATERFORD
State	CA
Zip	95386-9458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCOTTISH GLEN LOT 19
Legal Subdivision	SCOTTISH GLEN
Legal Block	2
Legal Lot Number	19
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2000
Census Tract	2802

Owner

513 Brigadoon Ln is owned and occupied by an individual who acquired it in June 2017.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	513 BRIGADOON LN, WATERFORD, CA 95386-9458
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 6, 2017	Reverse Mortgage, Transfer · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 16, 2017
Transfer Doc	0000048746
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	513 BRIGADOON LN, WATERFORD, CA 95386-9458
Transaction Type	Mortgage
Record Updated	Jul 7, 2022
Title Company	FNC TITLE OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 BRIGADOON LN, WATERFORD, CA 95386-9458

Mortgage

Document Number	0000045873
Date	Jun 27, 2022
Instrument	2022-0045873

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	754 Months
Due	Mar 31, 2085

Interest

Rate Type	Adjustable Rate
Rate	4.61%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.61%

July 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	STANISLAUS CA
Recording Date	Jul 6, 2017
Property Address	513 BRIGADOON LN, WATERFORD, CA 95386-9458
Document Number	0000048746
Instrument Date	Jun 16, 2017
Instrument	48746
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 BRIGADOON LN WATERFORD CA 953869458, WATERFORD, CA 95386-9458

Mortgage

Document Number	48747
Date	Jul 6, 2017
Instrument	48747

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	4874700,
Date	Jul 6, 2017
Instrument	4874700

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 513 Brigadoon Ln was $2,647, up 1.5% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Waterford City
Unified School District	Waterford Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,647.00 (+1.53%)	$204,708 (+2%) Land $54,102 Building $150,606
2025	$2,607.00	$200,695 Land $53,042 Building $147,653
2023	$2,502.00 (+1.58%)	$192,903 Land $50,983 Building $141,920
2022	$2,463.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 513 Brigadoon Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 513 Brigadoon Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATERFORD serves 8,788 people · EPA ID CA5010006
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ezWave, Verizon.

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