513 Bernadino Dr, Ocoee, FL 34761 Property Records

Orange County property record for 513 Bernadino Dr, Ocoee, FL 34761 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	2,206 sqft Living Area
Lot Size	12,358 sqft (0.284 acres)
Occupancy	Owner Occupied
Last Sale	$132,000 (1999)
Tax Bill	$2,685.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`20-22-28-3385-00-440`
Alternative APNs	`282220338500440` `244192` `249036` `253605`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,206 sqft Living Area
Gross Area	2,965 sqft Gross Area
1st Floor	2,206 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,358 sqft (0.284 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Shed	1 Shed
Porch Area	339 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	513 BERNADINO DR
City	OCOEE
State	FL
Zip	34761-3131
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARBOUR HIGHLANDS 2 17/80 LOT 44 & N 30 FT OF VAC R/W ON S S EE 4726/705
Legal Range	28E
Legal Township	22S
Legal Section	20
Legal Subdivision	HARBOUR HIGHLANDS 2
Legal Tract	3385
Legal Lot Number	44
Jurisdiction	ORANGE FL
Minor Civil Division	WINTER GARDEN-OCOEE
Census Blockgroup	3
Census Block	3017
Census Tract	14906

Owner

Source: Orange County records · APN 20-22-28-3385-00-440

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	513 BERNADINO DR, OCOEE, FL 34761-3131
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 1999 · Amount on Record
Deed Sale	Apr 02, 1999 · Amount on Record
Deed Book / Page	5718 / 1708
Last Transfer Date	Oct 24, 2019
Transfer Doc	0000752538
Record Refreshed	Jun 08, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 02, 2019
Property Address	513 BERNADINO DR, OCOEE, FL 34761-3131
Document Number	0000752538
Instrument Date	Oct 24, 2019
Instrument	752538
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	513 BERNADINO DR OCOEE FL 347613131, OCOEE, FL 34761-3131

Mortgage

Document Number	752540
Date	Dec 02, 2019
Instrument	752540

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2034

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,835 (+2.7%)	$371,590 (-1.92%) Land $85,000 Building $286,590
2025	$2,685.00 (+10.27%) Homeowner's exemption	$160,501 (+5.99%)	$378,860 (+9.9%) Land $85,000 Building $293,860
2024	$2,435.00 (+3.57%)
2023	$2,351.00 (+3.75%) Homeowner's exemption	$151,435 (+3%)	$344,726 (+17.18%) Land $85,000 Building $259,726
2022	$2,266.00 Homeowner's exemption	$147,024	$294,174 Land $75,000 Building $219,174

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 6% of Florida
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.