504 Bernadino Dr, Ocoee, FL 34761 Property Records

Orange County property record for 504 Bernadino Dr, Ocoee, FL 34761 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,817 sqft · built 1988
Lot Size0.255 acres (11,115 sqft)
Owner2 Individual Names on File
Last Sale$30,400 (Jun 2015)
Tax Bill$2,189 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN20-22-28-3385-00-390

Property Details

APN / Parcel Number

Primary APN20-22-28-3385-00-390
Alternative APNs
  • 282220338500390
  • 244185
  • 249030
  • 253599

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,817 sqft Living Area
Gross Area2,466 sqft
1st Floor Area1,649 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,115 sqft (0.255 acres)
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area292 sqft
Storage Building160 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address504 BERNADINO DR
CityOCOEE
StateFL
Zip34761-3133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBOUR HIGHLANDS 2 17/80 LOT 39
Legal Range28E
Legal Township22S
Legal Section20
Legal SubdivisionHARBOUR HIGHLANDS 2
Legal Tract3385
Legal Lot Number39
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group3
Census Block3017
Census Tract14906

Owner

Source: Orange County records · APN 20-22-28-3385-00-390

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address504 BERNADINO DR, OCOEE, FL 34761-3133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 24, 2015 · Amount on Record
Deed SaleJun 24, 2015 · Amount on Record
Prior SaleMar 01, 2012 · Amount on Record
Deed Document Number2015325219
Deed Book / Page10940 / 8144
Prior Transfer DateMay 29, 2015
Prior Transfer Doc0000325219
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address504 BERNADINO DR, OCOEE, FL 34761-3133
Transaction TypeMortgage
Record UpdatedMar 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 BERNADINO DR, OCOEE, FL 34761-3133

Mortgage

Document Number0000140131
DateMar 02, 2022
Instrument20220140131
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$133,739 (+2.7%)$315,570 (-1.8%) Land $85,000 Building $230,570
2025$2,189.00 (+14.01%) Homeowner's exemption$130,223 (+7.64%)$321,350 (+10.61%) Land $85,000 Building $236,350
2024$1,920.00 (+3.67%)
2023$1,852.00 (+3.99%) Homeowner's exemption$120,980 (+3%)$290,521 (+16.99%) Land $85,000 Building $205,521
2022$1,781.00 Homeowner's exemption$117,456$248,323 Land $75,000 Building $173,323

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950149063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies11 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 330 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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