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511 Bernadino Dr, Ocoee, FL 34761 Property Records

Orange County property record for 511 Bernadino Dr, Ocoee, FL 34761 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage1,817 sqft Living Area
Lot Size12,576 sqft (0.289 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2018)
Tax Bill$3,997.00 (2025)

Property Details

APN / Parcel Number

Primary APN20-22-28-3385-00-450
Alternative APNs
  • 282220338500450
  • 244193
  • 249037
  • 253606

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,817 sqft Living Area
Gross Area2,621 sqft Gross Area
1st Floor1,817 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,576 sqft (0.289 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Total Buildings2 Total Buildings
Shed1 Shed
Porch Area384 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address511 BERNADINO DR
CityOCOEE
StateFL
Zip34761-3131
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARBOUR HIGHLANDS 2 17/80 LOT 45 & N 30 FT OF VAC R/W ON S S EE 4726/705
Legal Range28E
Legal Township22S
Legal Section20
Legal SubdivisionHARBOUR HIGHLANDS 2
Legal Tract3385
Legal Lot Number45
JurisdictionORANGE FL
Minor Civil DivisionWINTER GARDEN-OCOEE
Census Blockgroup3
Census Block3017
Census Tract14906

Owner

Source: Orange County records · APN 20-22-28-3385-00-450

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address511 BERNADINO DR, OCOEE, FL 34761-3131
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2022Intrafamily Transfer, Transfer · Line of Credit
ADDITION FINANCIAL CU
Dec 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FIN'L SVCS INC
Aug 20, 2018Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Nov 27, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 20, 2018 · Amount on Record
Deed SaleAug 20, 2018 · Amount on Record
Prior SaleNov 27, 2017 · Amount on Record
Deed Doc Number2018493341
Last Transfer DateOct 07, 2022
Transfer Doc0000627354
Record RefreshedJun 08, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE FL
Recording DateOct 17, 2022
Property Address511 BERNADINO DR, OCOEE, FL 34761-3131
Document Number0000627354
Map ReferenceMB 17 PG 80
Instrument DateOct 07, 2022
Instrument20220627354
Transaction TypeTransfer
Record UpdatedNov 01, 2022
Title CompanyPRIMERA TITLE LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 BERNADINO DR, OCOEE, FL 34761-3131

Mortgage

Document Number0000627355
DateOct 17, 2022
Instrument20220627355
Lender
NameADDITION FINANCIAL CU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueOct 16, 2057
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address511 BERNADINO DR, OCOEE, FL 34761-3131
Document Number0000009388
Instrument DateDec 30, 2019
Transaction TypeMortgage
Record UpdatedFeb 04, 2020
Title CompanyHOMELAND TITLE SOURCE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 BERNADINO DR OCOEE FL 347613131, OCOEE, FL 34761-3131

Mortgage

Document Number0000009388
DateJan 07, 2020
Instrument9388
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 06, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 20, 2018
Property Address511 BERNADINO DR, OCOEE, FL 34761-3131
Document Number0000493341
Map ReferenceMB 17 PG 80
Instrument DateAug 17, 2018
Instrument20180493341
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10206 PINTAIL PL APT 104, 10206, CHARLOTTE, NC 28269-0024

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 BERNADINO DR, OCOEE, FL 34761-3131

Mortgage

Document Number0000493342
DateAug 20, 2018
Instrument20180493342
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateNov 27, 2017
Property Address511 BERNADINO DR, OCOEE, FL 34761-3131
Document Number0000640153
Map ReferenceMB 17 PG 80
Instrument DateNov 20, 2017
Instrument20170640153
Transaction TypeTransfer
Record UpdatedJan 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,638.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1467 TERRA VERDE WAY, 1467, OCOEE, FL 34761-8467

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 BERNADINO DR, OCOEE, FL 34761-3131

Mortgage

Document Number0000640154
DateNov 27, 2017
Instrument20170640154
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$247,030 (+2.7%)$322,400 (-1.84%) Land $85,000 Building $237,400
2025$3,997.00 (+8.17%) Homeowner's exemption$240,536 (-19.59%)$328,440 (+9.8%) Land $85,000 Building $243,440
2024$3,695.00 (-31.88%)
2023$5,424.00 (+16.22%)$299,133 (+17.09%) Land $85,000 Building $214,133$299,133 (+17.09%) Land $85,000 Building $214,133
2022$4,667.00$255,481 Land $75,000 Building $180,481$255,481 Land $75,000 Building $180,481

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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