5127 Latrobe Dr, Windermere, FL 34786 Property Records

Orange County property record for 5127 Latrobe Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 6,458 sqft · built 1991
Lot Size	0.51 acres (22,199 sqft)
Owner	Individual Name on Record
Last Sale	$3,315,000 (Jun 2024)
Tax Bill	$43,753 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-23-28-3899-03-030`

Property Details

APN / Parcel Number

Primary APN	`16-23-28-3899-03-030`
Alternative APNs	`282316389903030` `283489` `288333` `292498`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Stories	2 Stories
Building Area	6,458 sqft Living Area
Gross Area	9,028 sqft
1st Floor Area	3,767 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	22,199 sqft (0.51 acres)
Garage Type	Attached
Garage Area	902 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	594 sqft
Patio Area	208 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5127 LATROBE DR
City	WINDERMERE
State	FL
Zip	34786-8916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	ISLEWORTH 16/118 LOT 303
Legal Range	28E
Legal Township	23S
Legal Section	16
Legal Subdivision	ISLEWORTH
Legal Tract	3899
Legal Block	3
Legal Lot Number	303
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2042
Census Tract	14809

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5127 LATROBE DR, WINDERMERE, FL 34786-8916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage CDC SMALL BUSINESS FINANCE CORP
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2024 · Amount on Record
Deed Sale	Jun 27, 2024 · Amount on Record
Prior Sale	Aug 6, 2021 · Amount on Record
Deed Document Number	2024375961
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5127 LATROBE DR, WINDERMERE, FL 34786-8916
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 GLENWICK DR, WINDERMERE, FL 34786-6047

Mortgage

Document Number	0000740690
Date	Dec 6, 2021
Instrument	20210740690

Lender

Name	CDC SMALL BUSINESS FINANCE CORP
Type	Lending Institution
Address	NEW HYDE PARK, NY 11042

Agreement

Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 6, 2021
Property Address	5127 LATROBE DR, WINDERMERE, FL 34786-8916
Document Number	20210478432
Map Reference	MB 16 PG 118-130
Instrument Date	Jul 28, 2021
Instrument	20210478432
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9730 CHESTNUT RIDGE DR, 9730, WINDERMERE, FL 34786-8943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5127 LATROBE DR, WINDERMERE, FL 34786-8916

Mortgage

Document Number	20210478433
Date	Aug 6, 2021
Instrument	20210478433

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,608,540 (-1.39%) Land $650,000 Building $1,958,540	$2,608,540 (-1.39%) Land $650,000 Building $1,958,540
2025	$43,753.00 (+5.4%) Homeowner's exemption	$2,645,210 (+6.63%) Land $650,000 Building $1,995,210	$2,645,210 (+6.63%) Land $650,000 Building $1,995,210
2024	$41,511.00 (+7.09%)
2023	$38,761.00 (+8.4%) Homeowner's exemption	$2,480,685 (+10.43%) Land $650,000 Building $1,830,685	$2,480,685 (+10.43%) Land $650,000 Building $1,830,685
2022	$35,758.00	$2,246,374 Land $550,000 Building $1,696,374	$2,246,374 Land $550,000 Building $1,696,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,200 / 1,200
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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