5097 Latrobe Dr, Windermere, FL 34786 Property Records

Orange County property record for 5097 Latrobe Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,932 sqft · built 1990
Lot Size	0.612 acres (26,658 sqft)
Owner	2 Company Names on Record
Last Sale	$2,850,000 (Oct 2020)
Tax Bill	$54,589 (2025)
Deeds & Mortgages	Jan 2021 Transfer Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-23-28-3899-02-980`

Property Details

APN / Parcel Number

Primary APN	`16-23-28-3899-02-980`
Alternative APNs	`282316389902980` `283484` `288329` `292493`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	5,932 sqft Living Area
Gross Area	7,993 sqft
1st Floor Area	4,378 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2015
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	26,658 sqft (0.612 acres)
Garage Type	Attached
Garage Area	601 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	1,183 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5097 LATROBE DR
City	WINDERMERE
State	FL
Zip	34786-8916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	ISLEWORTH 16/118 LOT 298
Legal Range	28E
Legal Township	23S
Legal Section	16
Legal Subdivision	ISLEWORTH
Legal Tract	3899
Legal Block	2
Legal Lot Number	298
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2042
Census Tract	14809

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5097 LATROBE DR, WINDERMERE, FL 34786-8916
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 20, 2020	Warranty Deed, Transfer JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Jul 25, 2006 · Amount on Record
Deed Document Number	2020548118
Last Transfer Date	Jan 22, 2021
Transfer Doc	0000057545
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 29, 2021
Property Address	5097 LATROBE DR, WINDERMERE, FL 34786-8916
Document Number	0000057545
Instrument Date	Jan 22, 2021
Instrument	57545
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5097 LATROBE DR WINDERMERE FL 347868916, WINDERMERE, FL 34786-8916

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 20, 2020
Property Address	5097 LATROBE DR, WINDERMERE, FL 34786-8916
Document Number	0000548118
Instrument Date	Oct 19, 2020
Instrument	548118
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5097 LATROBE DR WINDERMERE FL 347868916, WINDERMERE, FL 34786-8916

Mortgage

Document Number	548120
Date	Oct 20, 2020
Instrument	548120

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.12%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,346,550 (-0.01%) Land $650,000 Building $2,696,550	$3,346,550 (-1.22%) Land $650,000 Building $2,696,550
2025	$54,589.00 (+3%) Homeowner's exemption	$3,346,963 (+5.99%)	$3,387,810 (+7.28%) Land $650,000 Building $2,737,810
2024	$52,998.00 (+7.21%)
2023	$49,435.00 (+18.41%) Homeowner's exemption	$3,157,900 (+18.48%) Land $650,000 Building $2,507,900	$3,157,900 (+18.48%) Land $650,000 Building $2,507,900
2022	$41,748.00	$2,665,416 Land $550,000 Building $2,115,416	$2,665,416 Land $550,000 Building $2,115,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,200 / 1,200
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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