5103 Latrobe Dr, Windermere, FL 34786 Property Records

Orange County property record for 5103 Latrobe Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,683 sqft · built 1994
Lot Size	0.521 acres (22,702 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Jul 2019)
Tax Bill	$25,883 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Sep 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-23-28-3899-02-990`

Property Details

APN / Parcel Number

Primary APN	`16-23-28-3899-02-990`
Alternative APNs	`282316389902990` `283485` `288330` `292494`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,683 sqft Living Area
Gross Area	6,477 sqft
1st Floor Area	3,569 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	22,702 sqft (0.521 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	797 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5103 LATROBE DR
City	WINDERMERE
State	FL
Zip	34786-8916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	ISLEWORTH 16/118 LOT 299
Legal Range	28E
Legal Township	23S
Legal Section	16
Legal Subdivision	ISLEWORTH
Legal Tract	3899
Legal Block	2
Legal Lot Number	299
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2042
Census Tract	14809

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5103 LATROBE DR, WINDERMERE, FL 34786-8916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Prior Sale	Jul 29, 2014
Deed Document Number	2019409291
Prior Transfer Date	Sep 11, 2018
Prior Transfer Doc	0000573678
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 3, 2019
Property Address	5103 LATROBE DR, WINDERMERE, FL 34786-8916
Document Number	0000409291
Map Reference	MB 16 PG 118
Instrument Date	Jul 2, 2019
Instrument	20190409291
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	276 NAUTICA MILE DR, 276, CLERMONT, FL 34711-2475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5103 LATROBE DR, WINDERMERE, FL 34786-8916

Mortgage

Document Number	0000409294
Date	Jul 3, 2019
Instrument	20190409294

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 28, 2018
Property Address	5103 LATROBE DR, WINDERMERE, FL 34786-8916
Document Number	0000573678
Instrument Date	Sep 11, 2018
Instrument	573678
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5103 LATROBE DR WINDERMERE FL 347868916, WINDERMERE, FL 34786-8916

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 23, 2018
Property Address	5103 LATROBE DR, WINDERMERE, FL 34786-8916
Document Number	0000239328
Instrument Date	Apr 17, 2018
Instrument	239328
Transaction Type	Transfer
Record Updated	May 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5103 LATROBE DR WINDERMERE FL 347868916, WINDERMERE, FL 34786-8916

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,638,569 (+2.7%)	$2,007,880 (-1.23%) Land $650,000 Building $1,357,880
2025	$25,883.00 (+3.22%) Homeowner's exemption	$1,595,491 (+5.99%)	$2,032,810 (+8.37%) Land $650,000 Building $1,382,810
2024	$25,076.00 (+7.21%)
2023	$23,389.00 (+2.92%) Homeowner's exemption	$1,505,365 (+3%)	$1,875,780 (+18.03%) Land $650,000 Building $1,225,780
2022	$22,726.00 Homeowner's exemption	$1,461,519	$1,589,288 Land $550,000 Building $1,039,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,200 / 1,200
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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