5125 Sumter Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5125 Sumter Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,539 sqft · built 1931
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Mar 2002)
Tax Bill	$3,763 (2025)
Deeds & Mortgages	Aug 2023 Transfer May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550-0041-0148-00`

Property Details

APN / Parcel Number

Primary APN	`550-0041-0148-00`
Alternative APN	`0011829`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,539 sqft Living Area
Gross Area	2,579 sqft
1st Floor Area	1,040 sqft
Attic	Attic
Attic Area	499 sqft
Basement Area	1,040 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5125 SUMTER AVE
City	CINCINNATI
State	OH
Zip	45238-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	SUMTER AVE 50 X 150 SS SUMTER AVE 809.65 FT WCOVEDALE
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3001
Census Tract	21202

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5125 SUMTER AVE, CINCINNATI, OH 45238-3826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Transfer on Death Deed, Transfer
May 5, 2023	Transfer on Death Deed, Transfer
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Mar 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2002 · Amount on Record
Deed Sale	Mar 13, 2002 · Amount on Record
Prior Sale	Dec 6, 1999 · Amount on Record
Deed Document Number	200249359
Deed Book / Page	8853 / 2009
Last Transfer Date	Jun 27, 2011
Transfer Doc	0000000113
Record Updated	Jun 8, 2026

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 29, 2023
Property Address	5125 SUMTER AVE, CINCINNATI, OH 45238-3826
Document Number	0000061038
Book / Page	14989 / 968
Instrument Date	Aug 28, 2023
Instrument	2023-0061038
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	May 5, 2023
Property Address	5125 SUMTER AVE, CINCINNATI, OH 45238-3826
Document Number	0000030204
Book / Page	14910 / 1630
Instrument Date	May 4, 2023
Instrument	2023-0030204
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5125 SUMTER AVE, CINCINNATI, OH 45238-3826
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5125 SUMTER AVE, CINCINNATI, OH 45238-3826

Mortgage

Document Number	0000039425
Date	Apr 19, 2022
Book Page	14649/201
Instrument	2022-0039425

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Mar 24, 2022
Property Address	5125 SUMTER AVE, CINCINNATI, OH 45238-3826
Document Number	0000031050
Book / Page	14631 / 2635
Instrument Date	Mar 4, 2022
Instrument	2022-0031050
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5125 SUMTER AVE, CINCINNATI, OH 45238-3826

Mortgage

Document Number	0000031051
Date	Mar 24, 2022
Instrument	2022-0031051

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,763.00 (+2.87%)	$61,793 (-) Land $12,513 Building $49,280	$176,550 (-) Land $35,750 Building $140,800
2024	$3,658.00 (-1.9%)	$61,793 (-) Land $12,513 Building $49,280
2023	$3,729.00 (+41.52%)	$61,793 (+69.92%) Land $12,513 Building $49,280	$176,550 (+69.92%) Land $35,750 Building $140,800
2022	$2,635.00 Homeowner's exemption	$36,365 Land $9,996 Building $26,369
2020			$103,900 Land $28,560 Building $75,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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