5124 Sumter Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5124 Sumter Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,739 sqft · built 1939
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,000 (Sep 2026)
Tax Bill	$4,313 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0041-0147-00`

Property Details

APN / Parcel Number

Primary APN	`550-0041-0147-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,739 sqft Living Area
Gross Area	2,705 sqft
1st Floor Area	966 sqft
2nd Floor Area	773 sqft
Upper Floors Area	773 sqft
Basement Area	966 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	147 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5124 SUMTER AVE
City	CINCINNATI
State	OH
Zip	45238-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	SUMTER AVE 50 X 147.80 IRRPT LOT 10 J TERRY SUB
Legal Subdivision	TERRY SUB
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3001
Census Tract	21202

Owner

Source: Hamilton County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5124 SUMTER AVE, CINCINNATI, OH 45238-3827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
Jun 4, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	Jun 4, 2021 · Amount on Record
Deed Document Number	202672078
Deed Book / Page	15741 / 2039
Prior Transfer Date	Jun 27, 2011
Prior Transfer Doc	0000000113
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 1, 2026
Property Address	5124 SUMTER AVE, CINCINNATI, OH 45238-3827
Document Number	0000072078
Book / Page	15741 / 2039
Instrument Date	Aug 25, 2026
Instrument	202672078
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,116.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	5124 SUMTER AVE, CINCINNATI, OH 45238-3827

Mortgage

Document Number	0000072079,
Date	Sep 1, 2026
Instrument	202672079

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 4, 2021
Property Address	5124 SUMTER AVE, CINCINNATI, OH 45238-3827
Document Number	0000068951
Book / Page	14432 / 2791
Map Reference	MB 3 PG 52
Instrument Date	Jun 1, 2021
Instrument	2021-0068951
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	BUCKEYE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5124 SUMTER AVE, CINCINNATI, OH 45238-3827

Mortgage

Document Number	0000068952
Date	Jun 4, 2021
Instrument	2021-0068952

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,313.00 (-0.62%)	$73,501 (+%) Land $12,387 Building $61,114	$210,000 (-) Land $35,390 Building $174,610
2024	$4,340.00 (-1.97%)	$73,499 (-) Land $12,386 Building $61,113
2023	$4,427.00 (+49.26%)	$73,499 (+79.16%) Land $12,386 Building $61,113	$210,000 (+79.17%) Land $35,390 Building $174,610
2022	$2,966.00 Homeowner's exemption	$41,024 Land $9,898 Building $31,126
2020			$117,210 Land $28,280 Building $88,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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