5120 Sumter Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5120 Sumter Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,078 sqft · built 1931
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on Record
Last Sale	$117,826 (Jul 2018)
Tax Bill	$4,682 (2025)
Deeds & Mortgages	May 2023 Transfer Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0041-0146-00`

Property Details

APN / Parcel Number

Primary APN	`550-0041-0146-00`
Alternative APN	`0046590`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,078 sqft Living Area
Gross Area	2,644 sqft
1st Floor Area	1,066 sqft
Attic	Attic
Attic Area	512 sqft
Basement Area	1,066 sqft
Finished Basement	500 sqft
Unfinished Basement	566 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	147 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	140 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5120 SUMTER AVE
City	CINCINNATI
State	OH
Zip	45238-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	50 X 147.80 PT LOT 10 J TERRY SUB
Legal Subdivision	TERRY SUB
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3001
Census Tract	21202

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5120 SUMTER AVE, CINCINNATI, OH 45238-3827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Affidavit of Death of Joint Tenant, Transfer
Jul 12, 2018	Warranty Deed, Transfer · FHA Mortgage PNC BANK NA
May 5, 2017	Trustee's Deed, Construction Loan · Construction Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Prior Sale	Sep 5, 2012 · Amount on Record
Deed Document Number	201859687
Prior Transfer Date	Jun 27, 2011
Prior Transfer Doc	0000000113
Record Updated	Jun 8, 2026

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	May 5, 2023
Property Address	5120 SUMTER AVE, CINCINNATI, OH 45238-3827
Document Number	0000030202
Book / Page	14910 / 1614
Instrument Date	May 4, 2023
Instrument	2023-0030202
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 12, 2018
Property Address	5120 SUMTER AVE, CINCINNATI, OH 45238-3827
Document Number	0000009687
Map Reference	MB13 PG130
Instrument Date	Jun 28, 2018
Instrument	18-0059687
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$353.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5120 SUMTER AVE, CINCINNATI, OH 45238-3827

Mortgage

Document Number	0000009688
Date	Jul 12, 2018
Instrument	18-0059688

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	May 5, 2017
Property Address	5120 SUMTER AVE, CINCINNATI, OH 45238-3827
Book / Page	013411 / 000602
Instrument Date	Apr 22, 2017
Instrument	40267
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5120 SUMTER AVE CINCINNATI OH 452383827, CINCINNATI, OH 45238-3827

Mortgage

Document Number	0000040267
Date	May 5, 2017
Book Page	013411/000602
Instrument	40267

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 4, 2018

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,682.00 (+2.9%)	$77,078 (+%) Land $12,387 Building $64,691	$220,220 (-) Land $35,390 Building $184,830
2024	$4,550.00 (-1.96%)	$77,076 (-) Land $12,386 Building $64,690
2023	$4,641.00 (+55.69%)	$77,076 (+86.89%) Land $12,386 Building $64,690	$220,220 (+86.9%) Land $35,390 Building $184,830
2022	$2,981.00 Homeowner's exemption	$41,241 Land $9,898 Building $31,343
2020			$117,830 Land $28,280 Building $89,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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