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5125 Appenine Loop W, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5125 Appenine Loop W, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2014
Square Footage2,598 sqft Heated Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2019)
Tax Bill$4,762.00 (2025)

Property Details

APN / Parcel Number

Primary APN202531425800010070

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,598 sqft Heated Area
Gross Area3,410 sqft Gross Area
1st Floor2,598 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Depth X Width126 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area640 sqft Garage
PorchOpen Porch
Porch Area172 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5125 APPENINE LOOP W
CitySAINT CLOUD
StateFL
Zip34771-9214
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNARCOOSSEE VILLAGE PH 1 PB 22 PG 141-145 LOT 7
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE VILLAGE
Legal Phase1
Legal Tract4258
Legal Block1
Legal Lot Number7
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3007
Census Tract43700

Owner

Source: Osceola County records · APN 202531425800010070

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5125 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Sep 17, 2019Warranty Deed, Transfer · Conventional Mortgage
NMB HM LNS INC
Jan 05, 2017Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2019 · Amount on Record
Deed SaleSep 17, 2019 · Amount on Record
Prior SaleJan 05, 2017 · Amount on Record
Deed Doc Number2019119850
Deed Book / Page5590 / 2450
Record RefreshedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5125 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 APPENINE LOOP WEST, SAINT CLOUD, FL 34771

Mortgage

Document Number0059650839
DateMay 24, 2021
Book Page5965/839
Instrument2021080418
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 17, 2019
Property Address5125 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214
Document Number0055902450
Book / Page005590 / 002450
Instrument DateAug 21, 2019
Instrument119850
Transaction TypeTransfer
Record UpdatedOct 05, 2019
Title CompanyINNOVATIVE TITLE SERVICES INC, INNOVATIVE TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address9572 BACCHUS TRL ORLANDO FL 328297706, ORLANDO, FL 32829-7706

Mortgage

Document Number55902452
DateSep 17, 2019
Book Page005590/002452
Instrument119851
Lender
NameNMB HM LNS INC
AddressLEBANON, NJ 08833
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2049

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 05, 2017
Property Address5125 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214
Document Number0050802823
Book / Page5080 / 2823
Map ReferenceMB22 PG141-145
Instrument DateDec 29, 2016
Instrument2017002053
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIDELITY NATL TITLE FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10770 GARDEN LILY DR, 10770, ORLANDO, FL 32832-5883

Transferred To (Grantee/Buyer)

NameVerified Name
Address5125 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214

Mortgage

Document Number0050802825
DateJan 05, 2017
Instrument5080/2825
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,762.00 (+7.01%) Homeowner's exemption$333,163 (+5.99%)$412,200 (-2.9%) Land $75,000 Building $337,200
2023$4,450.00 (+3.97%) Homeowner's exemption$314,344 (+3%)$424,500 (+16.27%) Land $65,000 Building $359,500
2022$4,280.00 Homeowner's exemption$305,189$365,100 Land $60,000 Building $305,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,124 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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