Osceola County property record for 5123 Appenine Loop W, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2014 |
| Square Footage | 3,692 sqft Living Area |
| Lot Size | 14,810 sqft (0.34 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $356,900 (2014) |
| Tax Bill | $5,569.00 (2024) |
| Primary APN | 20-25-31-4258-0001-0080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,692 sqft Living Area |
| Gross Area | 4,769 sqft Gross Area |
| 1st Floor | 1,577 sqft 1st Floor |
| Upper Floors | 2,115 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,810 sqft (0.34 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 831 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 28 sqft Pool |
| Deck Area | 982 sqft Deck |
| Porch Area | 246 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 5123 APPENINE LOOP W |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9214 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NARCOOSSEE VILLAGE PH 1 PB 22 PG 141-145 LOT 8 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | NARCOOSSEE VILLAGE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 4258 |
| Legal Block | 80 |
| Legal Lot Number | 8 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 43700 |
Source: Osceola County records · APN 20-25-31-4258-0001-0080
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5123 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Feb 10, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 2014 · Amount on Record |
| Deed Sale | Aug 21, 2014 · Amount on Record |
| Deed Doc Number | 2014122367 |
| Deed Book / Page | 4654 / 2230 |
| Last Transfer Date | Jan 16, 2026 |
| Transfer Doc | 0069201687 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 10, 2026 |
| Property Address | 5123 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214 |
| Document Number | 0069201687 |
| Book / Page | 6920 / 1687 |
| Map Reference | MB 22 PG 141-145 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 2026018204 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5123 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5123 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5123 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | CLA TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0055590151 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 5559/0151 |
| Instrument | 2019092693 |
| Name | ARC HOME LOANS LLC |
|---|---|
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,821.00 (+4.53%) Homeowner's exemption | $409,585 (+5.99%) | $523,400 (-3.11%) Land $75,000 Building $448,400 |
| 2024 | $5,569.00 (+2.05%) | ||
| 2023 | $5,457.00 (+3.76%) Homeowner's exemption | $386,449 (+3%) | $540,200 (+15.53%) Land $65,000 Building $475,200 |
| 2022 | $5,259.00 Homeowner's exemption | $375,194 | $467,600 Land $60,000 Building $407,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,124 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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