Osceola County property record for 5117 Appenine Loop W, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2014 |
| Square Footage | 3,732 sqft Heated Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $383,000 (2014) |
| Tax Bill | $5,784.00 (2025) |
| Primary APN | 202531425800010110 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,732 sqft Heated Area |
| Gross Area | 4,563 sqft Gross Area |
| 1st Floor | 1,757 sqft 1st Floor |
| Upper Floors | 1,975 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,019 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 651 sqft Garage |
| Pool Area | 420 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 1,200 sqft Deck |
| Porch | Open Porch |
| Porch Area | 180 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5117 APPENINE LOOP W |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9214 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NARCOOSSEE VILLAGE PH 1 PB 22 PG 141-145 LOT 11 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | NARCOOSSEE VILLAGE |
| Legal Phase | 1 |
| Legal Tract | 4258 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 43700 |
Source: Osceola County records · APN 202531425800010110
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5117 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 09, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 21, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 19, 2014 · Amount on Record |
| Deed Sale | Aug 19, 2014 · Amount on Record |
| Deed Doc Number | 2014120774 |
| Deed Book / Page | 4653 / 1022 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5117 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5117 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214 |
| Document Number | 0061462433 |
|---|---|
| Date | Feb 09, 2022 |
| Book Page | 6146/2433 |
| Instrument | 2022021730 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5117 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 5117 APPENINE LOOP W, SAINT CLOUD, FL 34771-9214 |
| Document Number | 0057970719 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 5797/719 |
| Instrument | 2020126006 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,784.00 (+6.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $411,960 (+5.99%) | $542,300 (-2.71%) Land $81,000 Building $461,300 |
| 2023 | $5,419.00 (+3.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $388,690 (+3%) | $557,400 (+15.19%) Land $70,200 Building $487,200 |
| 2022 | $5,219.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $377,369 | $483,900 Land $64,800 Building $419,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,124 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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