San Diego County property record for 5121 Loma Verde, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 977 sqft · built 1987 |
| Lot Size | 0.143 acres (6,211 sqft) |
| Owner | Individual Name on File |
| Last Sale | $352,500 (Jan 2016) |
| Tax Bill | $4,686 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-462-19-00 |
| Primary APN | 158-462-19-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 977 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 6,211 sqft (0.143 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5121 LOMA VERDE |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-6451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 111 TR 011416 |
| Legal Subdivision | SANTA FE HERMOSA |
| Legal Tract | 011416 |
| Legal Block | 3 |
| Legal Lot Number | 111 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 19301 |
5121 Loma Verde is owned and occupied by an individual who bought it in January 2016.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5121 LOMA VERDE, OCEANSIDE, CA 92056-6451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 3, 2020 | Deed of Trust, Mortgage POINT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2016 · Amount on File |
| Deed Sale | Jan 25, 2016 · Amount on File |
| Prior Sale | Dec 8, 2009 · Amount on File |
| Deed Document Number | 201632026 |
| Prior Transfer Date | May 10, 1996 |
| Prior Transfer Doc | 0000269647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5121 LOMA VERDE, OCEANSIDE, CA 92056-6451 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 7258 MELOTTE ST, OCEANSIDE, CA 92056 |
| Document Number | 0000300710 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021-0300710 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 310 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5121 LOMA VERDE, OCEANSIDE, CA 92056-6451 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0000346466 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 2020-0346466 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 318 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5121 LOMA VERDE, OCEANSIDE, CA 92056-6451 |
| Document Number | 0000293148 |
| Instrument Date | Jun 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 255 DOUGLAS DR #156 OCEANSIDE CA 920587839, 156, OCEANSIDE, CA 92058-7839 |
| Document Number | 0000293148 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 293148 |
| Name | POINT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHULA VISTA, CA 91910 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 8, 2050 |
The 2025 property tax bill for 5121 Loma Verde was $4,686 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $425,622 (+2%) Land $293,209 Building $132,413 | |
| 2025 | $4,686.00 Homeowner's exemption | $417,277 Land $287,460 Building $129,817 |
| 2023 | $4,311.00 (+0.3%) Homeowner's exemption | $401,076 Land $276,299 Building $124,777 |
| 2022 | $4,298.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5121 Loma Verde in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5121 Loma Verde is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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