5117 Loma Verde, Oceanside, CA 92056 Property Records

San Diego County property record for 5117 Loma Verde, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,281 sqft · built 1987
Lot Size0.142 acres (6,202 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Mar 2003)
Tax Bill$4,451 (2025)
Deeds & MortgagesOct 2022 Mortgage
Mar 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN158-462-18-00

Property Details

APN / Parcel Number

Primary APN158-462-18-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,281 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area6,202 sqft (0.142 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5117 LOMA VERDE
CityOCEANSIDE
StateCA
Zip92056-6451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 110 TR 011416
Legal SubdivisionSANTA FE HERMOSA
Legal Tract011416
Legal Block3
Legal Lot Number110
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3000
Census Tract19301

Owner

5117 Loma Verde is owned and occupied by an individual who bought it in March 2003.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address5117 LOMA VERDE, OCEANSIDE, CA 92056-6451
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2022Deed of Trust, Mortgage · Commercial Mortgage
SPRING EQ LLC
Mar 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
ANCHOR FUNDING INC
Sep 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
ANCHOR FUNDING INC
May 14, 2019Deed of Trust, Mortgage · FHA Mortgage
ANCHOR FUNDING INC
Dec 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
ANCHOR FUNDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2003 · Amount on File
Deed SaleMar 18, 2003 · Amount on File
Prior SaleMar 24, 1987 · Amount on File
Deed Document Number2003302795
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5117 LOMA VERDE, OCEANSIDE, CA 92056-6451
Transaction TypeMortgage
Record UpdatedOct 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5117 LOMA VERDE, OCEANSIDE, CA 92056-6451

Mortgage

Document Number0000388104
DateOct 4, 2022
Instrument2022-0388104
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressLIMA, OH 45801
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term359 Months
DueSep 28, 2052

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5117 LOMA VERDE, OCEANSIDE, CA 92056-6451
Transaction TypeMortgage
Record UpdatedMar 22, 2022
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5117 LOMA VERDE, OCEANSIDE, CA 92056-6451

Mortgage

Document Number0000111086
DateMar 11, 2022
Instrument2022-0111086
Lender
NameANCHOR FUNDING INC
TypeMortgage Company
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5117 LOMA VERDE, OCEANSIDE, CA 92056-6451
Transaction TypeMortgage
Record UpdatedSep 20, 2021
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5117 LOMA VERDE, OCEANSIDE, CA 92056-6451

Mortgage

Document Number0000640793
DateSep 9, 2021
Instrument2021-0640793
Lender
NameANCHOR FUNDING INC
TypeMortgage Company
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5117 LOMA VERDE, OCEANSIDE, CA 92056-6451
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000181738
DateMay 14, 2019
Instrument2019-0181738
Lender
NameANCHOR FUNDING INC
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5117 LOMA VERDE, OCEANSIDE, CA 92056-6451
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000613109
DateDec 30, 2019
Instrument2019-0613109
Lender
NameANCHOR FUNDING INC
TypeMortgage Company
AddressSAN DIEGO, CA 92122
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5117 Loma Verde was $4,451 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$404,368 (+2%) Land $214,198 Building $190,170
2025$4,451.00 Homeowner's exemption$396,441 Land $209,999 Building $186,442
2023$3,511.00 (+0.29%) Homeowner's exemption$327,128 Land $201,846 Building $125,282
2022$3,501.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5117 Loma Verde in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5117 Loma Verde is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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