5120 Whispering Leaf Trl, Valrico, FL 33596 Property Records

Hillsborough County property record for 5120 Whispering Leaf Trl, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,700 sqft · built 2002
Lot Size0.26 acres (11,332 sqft)
Owner2 Individual Names on File
Last Sale$557,000 (Oct 2024)
Tax Bill$6,040 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN087182-5942

Property Details

APN / Parcel Number

Primary APN087182-5942
Alternative APN
  • U0430215LTD00000000210

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,700 sqft Living Area
Gross Area3,762 sqft
1st Floor Area506 sqft
2nd Floor Area2,194 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2014
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,332 sqft (0.26 acres)
Lot Dimensions151 ft deep x 75 ft wide
Garage TypeAttached
Garage Area667 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area395 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0871825942
Street Address5120 WHISPERING LEAF TRL
CityVALRICO
StateFL
Zip33596-7945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTWIN LAKES PARCELS D1 D3 AND E1 LOT 21 BLOCK D
Legal Range21E
Legal Township30S
Legal Section04
Legal SubdivisionTWIN LAKES PARCELS D1 D3 AND E1
Legal Tract5LT
Legal BlockD
Legal Lot Number21
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group2
Census Block2015
Census Tract13207

Owner

5120 Whispering Leaf Trl is owned and occupied by two individuals who bought it in October 2024.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address5120 WHISPERING LEAF TRL, VALRICO, FL 33596-7945
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2024 · Amount on File
Deed SaleOct 15, 2024 · Amount on File
Prior SaleApr 8, 2022 · Amount on File
Deed Document Number2024421829
Prior Transfer DateAug 16, 2005
Prior Transfer Doc0000409771
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 8, 2022
Property Address5120 WHISPERING LEAF TRL, VALRICO, FL 33596-7945
Document Number0000182494
Map ReferenceMB 88 PG 1
Instrument DateMar 31, 2022
Instrument2022182494
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,025.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address31074 TIMBER BEND LN, 31074, SPRING, TX 77386-4400

Transferred To (Grantee/Buyer)

NameVerified Name
Address5120 WHISPERING LEAF TRL, VALRICO, FL 33596-7945

Mortgage

Document Number0000182495
DateApr 8, 2022
Instrument2022182495
Lender
NameFAIRWAY FUNDING GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5120 Whispering Leaf Trl was $6,040 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$339,127 (+2.7%)$476,158 (-1.16%) Land $114,382 Building $361,776
2025$6,040.00 Homeowner's exemption$330,211$481,763 Land $114,382 Building $367,381
2023$8,381.00 (+5.34%)$433,136 (-4.6%) Land $97,225 Building $335,911$433,136 (-4.6%) Land $97,225 Building $335,911
2022$7,956.00$454,026 Land $97,225 Building $356,801$454,026 Land $97,225 Building $356,801

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5120 Whispering Leaf Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims3 (2002–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5120 Whispering Leaf Trl is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Whispering Leaf Trl

Nearby Streets

Search Property Records by Address or Parcel Number