5116 Whispering Leaf Trl, Valrico, FL 33596 Property Records

Hillsborough County property record for 5116 Whispering Leaf Trl, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,878 sqft · built 2001
Lot Size	0.259 acres (11,325 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Sep 2023)
Tax Bill	$9,907 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0871825938`

Property Details

APN / Parcel Number

Primary APN	`0871825938`
Alternative APN	`U0430215LTD00000000190`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,878 sqft Heated Area
1st Floor Area	1,638 sqft
2nd Floor Area	2,264 sqft
Upper Floors Area	108 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2017
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.259 acres)
Lot Dimensions	151 ft deep x 75 ft wide
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0871825938
Street Address	5116 WHISPERING LEAF TRL
City	VALRICO
State	FL
Zip	33596-7945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TWIN LAKES PARCELS D1 D3 AND E1 LOT 19 BLOCK D
Legal Range	21E
Legal Township	30S
Legal Section	04
Legal Subdivision	TWIN LAKES PARCELS D1 D3 AND E1
Legal Block	D
Legal Lot Number	19
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2015
Census Tract	13207

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5116 WHISPERING LEAF TRL, VALRICO, FL 33596-7945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 24, 2017	Warranty Deed, Transfer SUNBELT TITLE SERVICES INC
Oct 24, 2017	Warranty Deed, Transfer SUNBELT TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Oct 24, 2017 · Amount on Record
Deed Document Number	2023396564
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Sep 6, 2023
Property Address	5116 WHISPERING LEAF TRL, VALRICO, FL 33596-7945
Document Number	0000396564
Map Reference	MB 88 PG 1-1-1-8
Instrument Date	Aug 31, 2023
Instrument	2023396564
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 ROOKERY WAY, LITCHFIELD, NH 03052-8039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5116 WHISPERING LEAF TRL, VALRICO, FL 33596-7945

Mortgage

Document Number	0000396565
Date	Sep 6, 2023
Instrument	2023396565

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5116 WHISPERING LEAF TRL, VALRICO, FL 33596-7945
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062241
Date	Feb 8, 2021
Instrument	2021062241

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 24, 2017
Property Address	5116 WHISPERING LEAF TRL, VALRICO, FL 33596-7945
Document Number	0253111299
Book / Page	025311 / 001299
Instrument Date	Oct 16, 2017
Instrument	411736
Transaction Type	Transfer
Record Updated	Nov 8, 2017
Title Company	SUNBELT TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$2,520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301
Investor	Possibly a Property Investor

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 24, 2017
Property Address	5116 WHISPERING LEAF TRL, VALRICO, FL 33596-7945
Document Number	0253111303
Book / Page	025311 / 001303
Instrument Date	Oct 16, 2017
Instrument	411737
Transaction Type	Transfer
Record Updated	Nov 8, 2017
Title Company	SUNBELT TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$2,520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5116 WHISPERING LEAF TRL VALRICO FL 335967945, VALRICO, FL 33596-7945

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,907.00 (+52.67%) Homeowner's exemption	$542,082 (+47.9%) Land $114,382 Building $427,700	$542,082 (+10.8%) Land $114,382 Building $427,700
2023	$6,489.00 (+3.51%) Homeowner's exemption	$366,531 (+3%)	$489,236 (-3.66%) Land $97,225 Building $392,011
2022	$6,269.00 Homeowner's exemption	$355,855	$507,832 Land $97,225 Building $410,607

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	3 (2002–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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