5124 Whispering Leaf Trl, Valrico, FL 33596 Property Records

Hillsborough County property record for 5124 Whispering Leaf Trl, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,700 sqft · built 2002
Lot Size0.264 acres (11,480 sqft)
Owner2 Individual Names on Record
Last Sale$184,275 (Sep 2014)
Tax Bill$2,763 (2025)
Deeds & MortgagesMay 2017 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN087182-5946

Property Details

APN / Parcel Number

Primary APN087182-5946
Alternative APN
  • U0430215LTD00000000230

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,700 sqft Living Area
Gross Area3,937 sqft
1st Floor Area506 sqft
2nd Floor Area2,194 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2014
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,480 sqft (0.264 acres)
Lot Dimensions151 ft deep x 75 ft wide
Garage TypeAttached
Garage Area667 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area381 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0871825946
Street Address5124 WHISPERING LEAF TRL
CityVALRICO
StateFL
Zip33596-7945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTWIN LAKES PARCELS D1 D3 AND E1 LOT 23 BLOCK D
Legal Range21E
Legal Township30S
Legal Section04
Legal SubdivisionTWIN LAKES PARCELS D1 D3 AND E1
Legal Tract5LT
Legal BlockD
Legal Lot Number23
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group2
Census Block2015
Census Tract13207

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5124 WHISPERING LEAF TRL, VALRICO, FL 33596-7945
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN INTERNET MORTGAGE INC
Aug 3, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2014 · Amount on Record
Deed SaleSep 8, 2014 · Amount on Record
Prior SaleOct 1, 2013
Deed Document Number2014295132
Deed Book / Page22782 / 583
Last Transfer DateJul 13, 2020
Transfer Doc0000314164
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5124 WHISPERING LEAF TRL, VALRICO, FL 33596-7945
Transaction TypeMortgage
Record UpdatedJul 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000172167
DateMay 4, 2017
Book Page24915/0624
Instrument2017172167
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2047

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHILLSBOROUGH FL
Recording DateAug 3, 2020
Property Address5124 WHISPERING LEAF TRL, VALRICO, FL 33596-7945
Document Number0000314164
Map ReferenceMB 88 PG 1
Instrument DateJul 13, 2020
Instrument2020314164
Transaction TypeTransfer
Record UpdatedJul 12, 2022
Title CompanyPRIORITY TITLE & ESCROW

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5124 WHISPERING LEAF TRL, VALRICO, FL 33596-7945

Mortgage

Document Number0000314165
DateAug 3, 2020
Instrument2020314165
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$454,582 (+201.74%) Land $114,382 Building $340,200$454,582 (-1.13%) Land $114,382 Building $340,200
2025$2,763.00 (+8.87%) Homeowner's exemption$150,653 (+8.12%)$459,764 (+3%) Land $114,382 Building $345,382
2023$2,538.00 (+5.4%) Homeowner's exemption$139,345 (+3%)$446,370 (+4.04%) Land $97,225 Building $349,145
2022$2,408.00 Homeowner's exemption$135,286$429,019 Land $97,225 Building $331,794

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims3 (2002–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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