Ashtabula County property record for 5120 S Ridge Rd E, Geneva, OH 44041
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 2 ba · 2,740 sqft · built 1930 |
| Lot Size | 10.8 acres (471,929 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Apr 2022) |
| Tax Bill | $7,542 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Apr 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-022-00-032-01 |
| Primary APN | 48-022-00-032-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,740 sqft Gross Area |
| 1st Floor Area | 500 sqft |
| Attic | Attic |
| Attic Area | 286 sqft |
| Basement Area | 400 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 471,929 sqft (10.8 acres) |
| Terrain | Low |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 368 sqft |
| Patio Area | 286 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Canopy | 288 sqft |
| Pole Barn | 1,440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5120 S RIDGE RD |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | LOT 57 |
| Legal Lot Number | 57 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | SAYBROOK |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 702 |
5120 S Ridge Rd E, an agricultural property, is owned by two individuals who bought it in April 2022.
Source: Ashtabula County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1050 WOODWARD AVE, DETROIT, MI 48226-3573 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Line of Credit THE ANDOVER BANK |
| Apr 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 13, 2021 | Intrafamily Transfer, Transfer |
| Jun 13, 2019 | Deed of Trust, Mortgage · Line of Credit THE ANDOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on File |
| Deed Sale | Apr 28, 2022 · Amount on File |
| Prior Sale | Feb 18, 2015 · Amount on File |
| Deed Document Number | 20224482 |
| Deed Book / Page | 769 / 1598 |
| Prior Transfer Date | Dec 10, 2021 |
| Prior Transfer Doc | 0000015392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 5120 S RIDGE RD E, GENEVA, OH 44041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Title Company | TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT |
| Name | Verified Name |
|---|
| Document Number | 0000002904 |
|---|---|
| Date | Mar 18, 2022 |
| Book Page | 766/850 |
| Instrument | 202200002904 |
| Name | THE ANDOVER BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON, OH 44047 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 15, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Apr 28, 2022 |
| Property Address | 5120 S RIDGE RD E, GENEVA, OH 44041 |
| Document Number | 0000004482 |
| Book / Page | 769 / 1598 |
| Map Reference | VOL 582 PG 89 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 202200004482 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2023 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-3573 |
| Document Number | 0007691602 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 769/1602 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Dec 13, 2021 |
| Property Address | 5120 S RIDGE RD E, GENEVA, OH 44041 |
| Document Number | 0000015392 |
| Book / Page | 758 / 2385 |
| Map Reference | VOL 582 PG 89 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 202100015392 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5120 S RIDGE RD W, ASHTABULA, OH 44004-9582 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 5120 S RIDGE RD E, GENEVA, OH 44041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005436 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 684/2061 |
| Instrument | 201900005436 |
| Name | THE ANDOVER BANK |
|---|---|
| Type | Bank |
| Address | ASHTABULA, OH 44005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5120 S Ridge Rd E was $7,542.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Saybrook Township |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,542.00 | $90,100 Land $20,130 Building $69,970 | $257,400 Land $57,500 Building $199,900 |
| 2023 | $3,748.00 (+15.18%) Homeowner's exemption | $81,070 (+33.73%) Land $20,130 Building $60,940 | $231,600 Land $57,500 Building $174,100 |
| 2022 | $3,254.00 Homeowner's exemption | $60,620 Land $15,470 Building $45,150 | |
| 2020 | $173,200 Land $44,200 Building $129,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5120 S Ridge Rd E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5120 S Ridge Rd E is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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