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6231 S Ridge Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 6231 S Ridge Rd E, Geneva, OH 44041

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,068 sqft · built 1978
Lot Size1.7 acres (74,052 sqft)
Owner2 Individual Names on Record
Last Sale$253,673 (Feb 2023)
Tax Bill$5,414 (2025)
Deeds & MortgagesApr 2024 Mortgage
Feb 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-019-00-001-04

Property Details

APN / Parcel Number

Primary APN48-019-00-001-04

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,068 sqft Living Area
Gross Area1,660 sqft
1st Floor Area1,032 sqft
AtticAttic
Attic Area120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1980
Architectural StyleRaised Ranch
Exterior MaterialBrick
Construction TypeFrame
Lot Area74,052 sqft (1.7 acres)
TerrainLow
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchStoop
Porch Area16 sqft
Deck Area168 sqft
Patio Area120 sqft
Balcony Area36 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6231 S RIDGE RD E
CityGENEVA
StateOH
Zip44041-7312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description61
Legal SubdivisionSAYBROOK
Legal Lot Number61
JurisdictionASHTABULA OH
Township / Civil DivisionSAYBROOK
Census Block Group3
Census Block3002
Census Tract702

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6231 S RIDGE RD E, GENEVA, OH 44041-7312
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2024Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 1, 2023Survivorship Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 22, 2019Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS
Apr 29, 2019Trustee's Deed, Construction Loan · Construction Mortgage
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2023 · Amount on Record
Deed SaleFeb 1, 2023 · Amount on Record
Prior SaleAug 22, 2019 · Amount on Record
Deed Document Number2023987
Deed Book / Page789 / 897
Prior Transfer DateMar 2, 2014
Prior Transfer Doc0000001939
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address6231 S RIDGE RD E, GENEVA, OH 44041-7312
Transaction TypeMortgage
Record UpdatedMar 6, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address6231 S RIDGE RD E, GENEVA, OH 44041-7312

Mortgage

Document Number0000003371
DateApr 25, 2024
Book Page817/892
Instrument2024-00003371
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

February 2023: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionASHTABULA OH
Recording DateFeb 1, 2023
Property Address6231 S RIDGE RD E, GENEVA, OH 44041-7312
Document Number0000000987
Book / Page789 / 897
Instrument DateJan 31, 2023
Instrument2023-00000987
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyTITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address6231 S RIDGE RD E, GENEVA, OH 44041-7312

Mortgage

Document Number0000789900
DateFeb 1, 2023
Instrument789/900
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2053

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionASHTABULA OH
Recording DateAug 22, 2019
Property Address6231 S RIDGE RD E, GENEVA, OH 44041-7312
Document Number0000008091
Book / Page000689 / 002368
Instrument DateAug 22, 2019
Instrument8091
Transaction TypeTransfer
Record UpdatedOct 10, 2019
Title CompanyENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$628.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6231 S RIDGE RD E GENEVA OH 440417312, GENEVA, OH 44041-7312

Mortgage

Document Number8092
DateAug 22, 2019
Book Page000689/002370
Instrument8092
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 21, 2049

April 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionASHTABULA OH
Recording DateApr 29, 2019
Property Address6231 S RIDGE RD E, GENEVA, OH 44041-7312
Book / Page000681 / 001760
Instrument DateApr 5, 2019
Instrument3779
Transaction TypeConstruction Loan
Record UpdatedJun 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6231 S RIDGE RD E GENEVA OH 440417312, GENEVA, OH 44041-7312

Mortgage

Document Number0000003779
DateApr 29, 2019
Book Page000681/001760
Instrument3779
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 28, 2020

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionSaybrook Township
Unified School DistrictAshtabula Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,414.00 (+82.78%)$64,680 (-) Land $9,800 Building $54,880$184,800 (-) Land $28,000 Building $156,800
2024$2,962.00 (-0.64%) Homeowner's exemption$64,680 (-) Land $9,800 Building $54,880
2023$2,981.00 (+15.54%) Homeowner's exemption$64,680 (+34.19%) Land $9,800 Building $54,880$184,800 (+34.2%) Land $28,000 Building $156,800
2022$2,580.00 Homeowner's exemption$48,200 Land $7,530 Building $40,670
2020$137,700 Land $21,500 Building $116,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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